this post was submitted on 18 Dec 2024
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Microblog Memes

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https://mas.to/@MikeBeas/113666556469008087

EDIT: I think you should get the service you pay for, just so that's clear.

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[–] [email protected] 3 points 21 minutes ago

Yeah, similarly, Burger King doesn't have to give you the whopper you've paid for. BK employees didn't take an oath to feed you whoppers. They only have taken an oath to the managers, who have taken an oath to the CEO, who has taken an oath to Friedrich Hayek and the shareholders to make shitloads in dividends, as is their social responsibility. Everything is working just fine in our society thanks to these nice concepts.

[–] finitebanjo 1 points 13 minutes ago* (last edited 12 minutes ago)

Beasley kind of has a point that it's a stretch to call monetary debt as murder, but I really hope more people start voting for politicians who will end privatized healthcare.

Even if a claim gets denied the fact that it was submitted means you already got the treatment.

[–] [email protected] 8 points 1 hour ago

You know... that kinda vow would be a great idea! Doctors take an oath like thing too, right?

[–] [email protected] 11 points 3 hours ago

Not a meme.

[–] TheDemonBuer 93 points 6 hours ago* (last edited 6 hours ago) (1 children)

Without realizing it, Mike Beasley makes a great argument for why private, for-profit health insurance shouldn't exist.

[–] [email protected] 3 points 1 hour ago

It's like all the media that think they are defending Brian Thompson by saying he was less horrible than the average healthcare CEO. Sometimes I wonder if they are making an argument for resurrecting the guillotine industry.

[–] dohpaz42 30 points 5 hours ago (1 children)

It’s my understanding that health insurance companies hire doctors, who have taken the hypocritical oath, to review claims and deny them.

[–] [email protected] -3 points 4 hours ago (1 children)

Are they practicing medicine here?

[–] dohpaz42 12 points 3 hours ago (2 children)

They are making medical decisions.

[–] Poach 2 points 1 hour ago

They are making financial decisions.

[–] themeatbridge 71 points 6 hours ago

"It's a business" is not a justification for evil, and yet that's always how the phrase is used.

[–] [email protected] 13 points 5 hours ago (1 children)

We should stop calling it "insurance", it doesn't ensure anything. We should call it what it is - a protection racket. Either that, or we could refer to it as "medical loans" - of course, it's all paid in advance, in many installments. Oh wait. That's just defining a protection racket again, isn't it?

[–] [email protected] 5 points 2 hours ago (1 children)
[–] [email protected] 0 points 1 hour ago

Oh no, each claim is a new loan application. You pay in your premium to have the right to apply.

[–] [email protected] 35 points 6 hours ago* (last edited 5 hours ago)

The very concept of paying for health care through insurance is evil.

Why do we even allow a profit motive to deny health care? Should be straight up illegal.

[–] shalafi 15 points 5 hours ago (1 children)

Funny how life insurance always pays, no problem. Because if they get a bad rep, people will go elsewhere. We can't do that with employer-covered healthcare!

[–] [email protected] 2 points 4 hours ago

These tricks are many, this is just the tip.

[–] Skullgrid 10 points 5 hours ago

... This dude needs to understand how other types of insurance work

[–] [email protected] 16 points 6 hours ago* (last edited 6 hours ago) (1 children)

insurance is a fucking scam that preys on the most vulnerable segment of the population in order to enrich themselves and their shareholders. and the vast majority of people think that's just the way things are in america, therefore it's the best possible way for things to be. what's not to understand?

[–] [email protected] 2 points 2 hours ago

The free market is excellent at producing, at a reasonable cost, myriad voluntary luxuries like large televisions and speedy cars. These prices are naturally constrained by the consumers' willingness to do-without. When the consumer cannot rationally choose to do-without, the elegant self-regulation intrinsic to the free market evaporates.

[–] [email protected] 18 points 6 hours ago

That why insurance should not be for profit.

[–] Itdidnttrickledown 10 points 6 hours ago (1 children)

Worse than that they staff doctors in name only. The type of quacks who couldn't make it in the real medical world. I really don't understand how they can't be sued for malpractice when they argue a diagnosis with your doctor. At that point they are acting as your doctor.

[–] [email protected] 6 points 5 hours ago (1 children)

That's why you have to request the documentation and proof of specialty to confirm whether they're acting out of scope.

[–] ryanvade 8 points 5 hours ago (1 children)
[–] [email protected] 4 points 4 hours ago

Yup, thank you for sharing the link!

[–] [email protected] 6 points 6 hours ago (2 children)

Not a fan of the smug liberal aura this post has.

[–] [email protected] 6 points 4 hours ago (2 children)

I feel like every time someone uses the word "liberal" on lemmy, the meaning of the word shifts slightly to the right.

[–] [email protected] 8 points 4 hours ago

Liberals are right wing. They're comparatively further left than conservatives but both ideologies favour capitalism as the economic system which is inherently on the right -- in opposition to a more controlled market.

[–] givesomefucks 3 points 6 hours ago (2 children)

You can point out someone is wrong but still agree with the spirit of what they're saying...

It rarely goes over well, but I do it all the time. And I'm pretty fucking progressive.

Like, if people honestly thinks their insurance took a vow to protect them, it needs to be corrected. They're not saying it shouldn't be changed, but the first step to fixing it is understanding where we're at.

[–] Delphia 3 points 4 hours ago

Like this guy has a point they dont have a duty of care, they didnt take an oath, they are a private for profit company with shareholders. They will absolutely take as much as they can, give you as little as they can and be as cunty about it as they can get away with.

Its fucking WRONG but its not surprising.

[–] ryanvade 2 points 5 hours ago

To be honest, I hadn't interpreted the quoted toot (man I do hate that they are called toots) as trying to educate people on how insurance works. In that light I do agree with what you are saying, people should be aware of how these systems actually work.

Apologies if this post is coming off as overly 'smug liberal'.

[–] [email protected] -3 points 5 hours ago (2 children)

They actually hire doctors to analyze claims and they're the ones making the decisions whether the claims are accepted or not.

[–] spankmonkey 5 points 5 hours ago

I'm sure the doctors stick with reviewing claims for which they have a lot of experience, spend the time to actually review the patient's specific scenario better than the doctor who saw the patient, and aren't financially incentivized to deny as many claims as possible.

[–] [email protected] 1 points 4 hours ago

Shouldnt a doctor be "reviewing" the patient before making decisions?

Like wtf is is this middle manning. You go see doctor, then another insurance doctor is checking his homework but only based on paper work and with a financial incentive to deny as many claims as possible.

Also, I bet they explicitly state they are not rendering care when they review a claim, CYA legal shit. So are they even acting in their capacity as medical professional or just paper pusher with an MD. I don't think it even requires a licese.