Just logged in, just found it, just opted out. Thanks for the heads-up OP.
But fucking fuck. Can we put a stop to this? Legally? We could call it sometime like... The National Opt-out Policy Elimination (NOPE) Act or something.
this post was submitted on 12 Oct 2024
932 points (99.8% liked)
You Should Know
32964 readers
7 users here now
YSK - for all the things that can make your life easier!
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must begin with YSK.
All posts must begin with YSK. If you're a Mastodon user, then include YSK after @youshouldknow. This is a community to share tips and tricks that will help you improve your life.
Rule 2- Your post body text must include the reason "Why" YSK:
**In your post's text body, you must include the reason "Why" YSK: It’s helpful for readability, and informs readers about the importance of the content. **
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Posts and comments which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding non-YSK posts.
Provided it is about the community itself, you may post non-YSK posts using the [META] tag on your post title.
Rule 7- You can't harass or disturb other members.
If you harass or discriminate against any individual member, you will be removed.
If you are a member, sympathizer or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people and you were provably vocal about your hate, then you will be banned on sight.
For further explanation, clarification and feedback about this rule, you may follow this link.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- The majority of bots aren't allowed to participate here.
Unless included in our Whitelist for Bots, your bot will not be allowed to participate in this community. To have your bot whitelisted, please contact the moderators for a short review.
Partnered Communities:
You can view our partnered communities list by following this link. To partner with our community and be included, you are free to message the moderators or comment on a pinned post.
Community Moderation
For inquiry on becoming a moderator of this community, you may comment on the pinned post of the time, or simply shoot a message to the current moderators.
Credits
Our icon(masterpiece) was made by @clen15!
founded 1 year ago
MODERATORS
It should have to be opt-in ☠️
Most things should be. Hell, one of Google's biggest public failures was building an opt-out social media network that let all sorts of people see who you've emailed lately.
Same... So tiring. Fighting to not be someone else's product just by existing
Where is the option?
In the app - Profile - Data & Privacy - Personalized Shopping
Not showing on my page either. I wonder if this is only happening in the app and not the website.
Profile - Data & Privacy - Personalized Shopping
Followed the link, the page I see does not have Personalized Shopping.
load more comments
(2 replies)
Imagine if you lived in a country with a banking system so modern, that nobody needed Paypal or Venmo.
Oh, like the free bank transfers we've had in the UK since...... 1997..?
Yes. What a lot of Americans don't realise is that in other countries, bank account numbers are standardised to include pre-defined bank and branch information. In a sense, account number includes what americans think of as routing number.
People trade bank account numbers like business cards. Businesses post their account numbers for payment. Even a flyer for a local school fundraiser will have an account number listed on it. If you buy something from someone, the seller tells you his account number. You log into your bank and transfer the funds instantly, whether it's $10 or $10000. You don't need to know anything except the recipient's account number.
It's free. It's painless. It's interconnected. It's bank agnostic. The movement of small monies between individuals should not be commoditised.
load more comments
(4 replies)
load more comments
(1 replies)
US has been playing catch up for decades. FedNow was implemented in 2023 to allow instant P2P payments between banks thereby eliminating the need for PayPal, Cash App, Venmo, et al.
It will take some time before we see banks make this fully available to everyone and subsequently merchants using it.
load more comments
(1 replies)
Still need PayPal for some transactions that require a credit card. In the Netherlands, credit cards aren't as commonplace as in the USA since we only pay with money we actually have.
I'm not saying I discredit your argument, I'm just angry at companies requiring either a credit card or PayPal (or even worse, those buy now pay later deals).
load more comments
(3 replies)
load more comments
(5 replies)
Yeah, that's illegal in the EU.
Hence it only applies in the US.
I only skim read, but the provided link seems to me that opting out isn't an option:
However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.
Well, bye PayPal
Exactly. That's how you opt out of this shitty practice.
load more comments
(1 replies)
Thanks for the heads up 👍
Here's the direct link to disabling it but I assume Capcha or login will probably get in the way: https://www.paypal.com/myaccount/privacy/settings/recommendations
load more comments
(2 replies)
In the Android app, open your profile, tap Data and Privacy, then Personalized Shopping, then toggle it off.
load more comments
(3 replies)
I Don't Forget, I Don't Forgive.. https://www.forbes.com/sites/emilymason/2022/10/27/after-paypal-revokes-controversial-misinformation-policy-major-concerns-remain-over-2500-fine/
That was the moment I already deleted all PayPal accounts. To never return back.
Can’t read Forbes b/c of ad blocker.
Is it the fine or the redaction?
load more comments
(1 replies)
Misleading. This only applies to the US.
Was gonna say... The EU would have been up their arses with a cactus for that.
load more comments
(4 replies)
Lol, paypal now has an option to store your SSN and passport info. What a scam.
Account deleted.
https://www.paypal.com/myaccount/privacy/ -> Delete your data / close account
Oof. Thanks. I deleted mine as well. Never really use it anyway because I was always afraid of what they might do with my money.
Thank you. Just closed my account. Didn't need it anyway and I sure as fuck don't need to be generating income for PayPal anymore.
Thanks for the heads up, I would have missed that.
Venmo is owned by PayPal, but I couldn't find any information about if similar Venmo TOS changes are planned or already in effect.
load more comments
(2 replies)
At least 3 states have common sense laws to auto opt-out. I think every state should have these privacy laws, even if those 3 are minimal at best.
Anyone know if this applies to Canada too? I looked but couldn't find it.
US:
https://www.paypal.com/us/legalhub/privacy-full
Last updated on March 28, 2024
Canada:
https://www.paypal.com/ca/legalhub/privacy-full
Last updated on July 24, 2023
So I'd guess not.
But you might just want to keep an eye on that, because just because they haven't changed it today doesn't mean that they won't later. Like, if their people are thinking that this is a good idea to make money in the US, they might also think that it'd be useful in Canada. Don't know if Canada has any restrictions on such a change.
Page mentions “Notice of Amendment(s) to the United States PayPal Agreement(s)”. So it’s likely US only (for now).
If you don’t see the “Data and Privacy” option to opt out on their website or app. Then it’s likely they are not sharing your data, yet.
good thing i canceled my paypal account years ago and specificially told them to delete all information about me, not that i have much trust they obey the law if they can get away with it
view more: next ›