this post was submitted on 05 Feb 2024
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[–] [email protected] 45 points 10 months ago (4 children)

I work with a guy who recently bought a 100k truck

We make a bit over 50k, this dude's interest rate is 12% and he got an 8 year loan

He's never going to pull himself out of that rut

[–] 0110010001100010 22 points 10 months ago (1 children)

And he'll never use it as intended, will he? Most that thing will ever haul is a cooler full of Keystone or a few random pieces of wood.

[–] [email protected] 15 points 10 months ago

He uses it as his daily commuter vehicle

40 miles per day at 15mpg

50 gallon diesel tank for hauling his ego around

This vehicle will bankrupt him for sure

[–] [email protected] 20 points 10 months ago* (last edited 10 months ago) (3 children)

The cost of a gallon of gas? $3.25

The cost for yearly maintenance? $2,750

The cost of interest paid each month? $585

The joy of bringing a smile to children under the age of 10 pointing and saying “that’s a cool truck!”? $100k

[–] [email protected] 12 points 10 months ago* (last edited 10 months ago) (1 children)

It's got a 50 gallon tank and runs on diesel

It cost over $200 to fill the tank

He commutes 40 miles per day in that monster

[–] [email protected] 1 points 10 months ago (1 children)

If were more reasonably priced, a 40mi commute sounds like a decent reason to get a vehicle you love.

[–] ReluctantMuskrat 12 points 10 months ago (1 children)

A 40 mile commute is a reason to get a cheap, fuel-efficient vehicle. Save money on gas, insurance and maintenance.

[–] [email protected] 3 points 10 months ago

Stop ruining my devil’s advocate with your logic and reasoning.

[–] WhiteOakBayou 5 points 10 months ago
[–] I_Fart_Glitter 2 points 10 months ago

You can't see children under the age of 10 in that truck. I guarantee you the nose on that thing is at least 5 feet high. "Kinderplow"

[–] [email protected] 17 points 10 months ago

Holy geez, I knew that medical costs were out of control, but that's a stupid amount of money to treat fragile masculinity!

[–] ohlaph 12 points 10 months ago (1 children)

8 years! That's insane to me.

[–] [email protected] 18 points 10 months ago (2 children)

When I talked to him today I found out his payments were $1600 per month!

I don't know how the hell he affords it

It's literally more than my rent

[–] elephantium 7 points 10 months ago (1 children)

That's more than my mortgage. Crazy.

[–] [email protected] 1 points 10 months ago (1 children)

Cries in Vancouver. Entry level mortgages here wind up around $5700 which is somehow more expensive than my rent on a 2 bedroom 1990s era decor apartment sitting at a market average 3850/month.

We're not super wealthy, and manage our expenses well but holy shit we're never gonna get ahead in life if this is what's in store.

[–] elephantium 1 points 10 months ago

Yikes, and I thought house prices were out of control in Minneapolis!

[–] ohlaph 6 points 10 months ago

Good god, that is absolutely hilarious.