this post was submitted on 05 Feb 2024
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[–] [email protected] 9 points 11 months ago (1 children)

The good news is having those credit cards actually helped in in the long run as I had a means of paying for the 3 dental surgeries I needed in a 6 month span

Of course I'm still paying that all off but my interest rate is crazy low due to moving the money close to the end of every "0% rate" period

[–] [email protected] 7 points 11 months ago (1 children)

I was talking about this with a friend just the other night. A lot of those services can actually be helpful. The problem is they're so often predatory and just target people with the idea that they can buy things they can't afford.

[–] [email protected] 4 points 11 months ago

They can be super useful that's for sure but damn can they really be predatory that's for sure

I swear when COVID hit my mailbox was getting stuffed with offer letters for cards every week

And one of the cards I got I got in anticipation of having a dental surgery, then it got hit super hard and ended going over 10k really quick due to the 3 surgeries I ended up having