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My house lol.
TLDR: Unfortunate life event caused me to have to accelerate my house shopping by 2-3 years. Bought right before COVID hit and everything could not have turned out better (and I'd have been worse-off buying a house in 2022 than I was when I had to impulse buy on in 2019)
On the flip side I sold my house in December of 2019. Then decided to rent for a year to figure out where to buy next. Didn't pay close enough attention to the market before it was too late. I still stay up at night sometimes thinking of how bad that went.
Don't beat yourself up over it. You can't time the market.
Isn't that a year before house prices and mortgage rates dropped to all time lows?
Yeah. But it was hard to actually house shop due to COVID restrictions, precautions, and such. I did refinance my mortgage in late 2020 (less than a year into it), though, since rates had dropped so much.
Oh yeah, forgot about refinancing. So you were still able to take full advantage of that.
For me it was an extremely lucky circumstance that my company's stock hit an all time high at the same time that mortgages hit an all time low (well, not entirely luck, both events were due to covid). I would have never been able to buy a house in my area otherwise.
I'm wearing a mask while house shopping right now. Idk how that's any harder.
Not sure what exactly you're saying, many places were not allowing real estate agencies to do showings of houses during COVID, it wasn't about wearing a mask or not you literally could not get an appointment to look at the house.