this post was submitted on 19 Sep 2024
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Republican vice presidential nominee J.D. Vance has shared some details about the Trump-Vance campaign’s health care plan, and it appears to allow insurers to charge more for preexisting conditions

Vance gave details on NBC’s Meet the Press on Sunday, where he told Kristen Welker that Donald Trump’s plan involves “deregulating insurance markets, so that people can actually choose a plan that makes sense for them.”

This would appear to roll back some of the Affordable Care Act, which got rid of insurance companies’ ability to deny coverage based on preexisting conditions. Prior to President Obama’s legislation, it was difficult to get affordable health care coverage except through Medicare, Medicaid, or employer-based plans. While health care plans were available outside of that, insurers sought profits by weeding out people likely to require medical care.


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[–] AFKBRBChocolate 14 points 2 hours ago (1 children)

It's so crazy that anyone aside from the people who own insurance companies thinks things were better before the ACA. I had a friend who got bone cancer and had a leg amputated at 17. For that type of cancer, it's nine years before they consider you in full remission, so he was essentially uninsurable for nine years because of the pre-existing condition.

There were people who had insurance that covered almost nothing because that's all they could afford - the ACA got rid of plans that didn't actually provide a benefit.

Our healthcare system is really, really terrible, but it's so much better than before the ACA.

[–] [email protected] 0 points 1 hour ago (1 children)

your first sentence sounds like it's saying the opposite btw

[–] AFKBRBChocolate 2 points 1 hour ago

I'm not understanding. I'm saying there are people who think things are better now, and I think that's crazy - the only ones who legitimately had it better before are insurance companies, who could just cancel you if you were costing them money.

[–] partial_accumen 34 points 5 hours ago (1 children)

Vance said that under Donald Trump’s plan, Americans wouldn’t be put “into the same risk pools.” In other words, healthier young people wouldn’t be in the same risk pool as older people more likely to need medical care, lowering costs for younger Americans.

If this statement is true to their plan there's a bigger implication that should worry more than 50% of Americans.

Americans wouldn’t be put “into the same risk pools.”

Men wouldn't be in the same risk pool as women. Guess which group has higher overall health insurance because one group has a much more complicated and functional reproductive system?

For those that don't remember life before the reforms put in place, men were charged a small fraction of health insurance premiums compared to women. I remember as a young man when I learned this by comparing my pay stub with a woman coworker that was the same age as me at the time. We were both in our early 20s. To reiterate; we were the same age, same employer, same insurance company, same plan, the only difference was gender.

I was paying $23 every two weeks. She was paying $110.

I was shocked and embarrassed. I fully supported the reforms that lead men and women to paying equal rates even though that meant I had to pay much more than I had in the past.

[–] BrianTheeBiscuiteer 4 points 3 hours ago

That would literally drive me out of the country. Both of my children have special needs and I hit my out of pocket maximum almost every year.

[–] just_another_person 74 points 7 hours ago (2 children)

Of course. Deregulate the market that is responsible for keeping you alive ,but would rather let you die than cover a pre-existing condition. Super smart play. Classic JD.

[–] BrianTheeBiscuiteer 7 points 3 hours ago

When an industry profits off of death and misery you NEED to regulate it. And because of libel and slander laws you can't even call these companies out for the shit they do unless you have a lawyer to back it up.

[–] [email protected] 16 points 6 hours ago

"Nobody knew health care could be so complicated." - Weird 34

[–] nul9o9 12 points 5 hours ago

I'm getting pretty worried with my MS and it's super fucking expensive medication.

[–] [email protected] 15 points 6 hours ago

Something tells me Vance is more qualified for sofa covering than health coverage

[–] UnderpantsWeevil 15 points 6 hours ago

“deregulating insurance markets, so that people can actually choose a plan that makes sense for them.”

The problem with the modern insurance market is Not Enough Crypto.

[–] peopleproblems 2 points 4 hours ago* (last edited 4 hours ago)

He did say it was a concept of a plan didn't he?

Edit: oh shit I read that title wrong

[–] kinsnik 7 points 6 hours ago

will it cover treatment for when a tech overlord decides to cut your hand on a whim?

https://newrepublic.com/article/183971/jd-vance-weird-terrifying-techno-authoritarian-ideas

[–] [email protected] 2 points 4 hours ago

well boomers all qualify for medicare now just abouts so seems about right. gotta keep that fuck train going.

[–] ThePantser 5 points 6 hours ago (1 children)

This thumbnail DT is starting to look a lot like Walter

[–] Bdtrngl 7 points 5 hours ago

Well djt is a puppet so that fits.

[–] [email protected] 4 points 6 hours ago

I'm sure all those younger Americans won't care one bit when their parents and grandparents can't afford health insurance.

[–] [email protected] 2 points 5 hours ago

His orangeness isn't even

[–] MediaBiasFactChecker -4 points 7 hours ago

New Republic - News Source Context (Click to view Full Report)Information for New Republic:

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