this post was submitted on 20 Nov 2023
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[–] [email protected] 30 points 10 months ago (2 children)

There’s an old borscht belt joke about insurance - “What if something terrible happens, and you don’t die?”

[–] [email protected] 15 points 10 months ago

My wife likes to joke when I'm in an anxiety spiral by saying "okay well on the off chance that society doesn't crumble maybe you should plan for the future". For some reason that always makes me laugh. If it does it does, but it's probably best to have a plan still.

And reasonable budgeting can let you enjoy the now while also planning for the future

[–] Potatos_are_not_friends 11 points 10 months ago (1 children)

I'm 40.

In my late 20s where YOLO got popular, I knew people who followed that lifestyle.

Many of them are still in a hole, still working min wage jobs and chasing after whatever fad.

It's very sad.

[–] [email protected] 7 points 10 months ago (1 children)

The whole YOLO thing never made any sense to me. If you believe in reincarnation or an afterlife, then you have every excuse to risk your life doing whatever you want. There’s usually some kinds of moralistic restrictions, but except in the most extreme religious fundamentalist societies, I suspect wingsuiting on weekends is fair game. If you’re going to live forever no matter what you do, why not?

On the other hand, if you only live once - if you’re one and done - that seems like a demotivation to risk your life before you’re actually done with it.

[–] [email protected] 3 points 10 months ago

You only live once, so be safe.

[–] _number8_ 16 points 10 months ago (3 children)

impulse bought a 3D printer over the weekend then returned it today unopened

reSpOnSibUl

[–] [email protected] 7 points 10 months ago (1 children)

Why? 3d printing is so fulfilling.

[–] [email protected] 8 points 10 months ago

fulfilling

Also infilling.

[–] RagingRobot 2 points 10 months ago* (last edited 10 months ago)

Oh no! Please get one soon. Making stuff is important.

[–] [email protected] 2 points 10 months ago

I can respect that. But also- set aside money on a regular basis (cash in an envelope for the physical reality or in a budgeting app) until you have enough to get one. And then splurge on that or something else you want more by then!

[–] [email protected] 12 points 10 months ago (1 children)
[–] ExfilBravo 9 points 10 months ago

When you are low on funds versus when you just get paid.

[–] [email protected] 11 points 10 months ago (3 children)

A tab of LSD is just about 5 bucks and one of my best experiences and fondest memories.

[–] [email protected] 5 points 10 months ago (2 children)

That's more like a try once or twice with people you trust than let's do that shit every weekend sort of drug. Or am I wrong?

[–] [email protected] 4 points 10 months ago (1 children)

It depends on you. Some people get therapeutic benefit from regular psychedelic experiences, and never stop. Other people gain life-changing insights from one or several trips. Still others use/abuse it purely for fun, with a range of consequences resulting. A minority of people have adverse reactions where latent mental illnesses like schizophrenia can be triggered.

I'm in the second camp. A couple quotes that I relate to: "Once you get the message, hang up the phone" -- Alan Watts. "Never point [psychedelics] at anything you don't want perforated with new light"-- Terence McKenna.

[–] LemmyKnowsBest 4 points 10 months ago (1 children)

I'm in the fourth camp 😭

latent mental illnesses like schizophrenia can be triggered.

[–] [email protected] 2 points 10 months ago (1 children)

I'm sorry that happened to you, and I hope you are doing well.

[–] LemmyKnowsBest 3 points 10 months ago* (last edited 10 months ago)

Thank you, the good news is I've never touched drugs at all, because I already know that it would send me into psychosis because I have predisposition to such problems, family history and delicate psychological condition.

So everything I do is intentionally extremely healthy and my life is very boring and I can't do anything fun but that's my life.

[–] jose1324 1 points 10 months ago

You're wrong

[–] [email protected] 2 points 10 months ago

Meh, LSD is for kids.

Try 3-HO-PCP & 5-MEO-DMT

[–] [email protected] 1 points 10 months ago

I've been interested in psychedelics, but I'm scared I'll open a Pandora's box and then it'll be everyone's problem. What's it like?

[–] [email protected] 10 points 10 months ago

My general approach to this tends to be to identify what makes me happy in life, splurge on those, save on everything else. For example, I love computers, so I'd splurge on parts, but religiously meal prep to save on food.

[–] RememberTheApollo_ 4 points 10 months ago

They should hold hands and talk about it.

[–] [email protected] 1 points 10 months ago
[–] [email protected] 1 points 10 months ago

My life writ large.

[–] [email protected] 1 points 10 months ago* (last edited 10 months ago)

Here's my problem. The boat is an "only live once" purchase though.

[–] [email protected] -1 points 10 months ago (2 children)

Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.

[–] [email protected] 15 points 10 months ago (2 children)

Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.

Welcome to modern Western society.

[–] meliaesc 6 points 10 months ago

Excuse me sir, where is the crippling debt from not being able to afford any slight inconvenience?

[–] [email protected] 1 points 10 months ago

Unfortunately. I can't hit it either, trying my best.

[–] [email protected] 10 points 10 months ago (1 children)

pay people enough to be able to first

[–] [email protected] 1 points 10 months ago