this post was submitted on 05 Dec 2024
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[–] LovingHippieCat 88 points 1 month ago (1 children)

I had UHC for one year and they denied my long standing MS med that I had been on for 9 years because "we don't know if you need to be on it" despite my doctors insisting I do. Because of that I was off my meds for a year and a half and ended up changing medication. The company who made the original med I was on, Novartis, also just ignored all my phone calls so that's why I wasn't allowed to get back on my med even with it being denied. Usually the company has a program that helps but with them not responding I was fucked.

And UHC refused to do anything to help.

Fuck UHC.

[–] AlternatePersonMan 64 points 1 month ago (1 children)

Lock these fucks up. 32% denial is outrageous. Taking the word of a greedy corporation over a doctor's is idiocy.

[–] Wogi 43 points 1 month ago

So here's a fun fact about that number, that's after appeals and refilling.

I worked at BCBS, specifically dealing with rejected claims many many years ago. Most of the rejected claims are ultimately paid, generally there's a clerical error and once it's fixed, it's paid. About a third of the time it's a chiropractor doing something fucking shady. A shocking number of rejected claims are chiropractors doing borderline illegal shit.

The remaining handful of rejected claims are for either weird shit that no one covers, such as helicopter landing fees, or stuff that would be covered up to a certain limit that they've exceeded. Very, very rarely did we see something that we rejected, they appealed, that went on to be reviewed by actual doctors who still found it to be unnecessary, and when it was it was because the doctor ordering it really dropped the ball on the lab work to prove it was necessary.

One time we had a patient effectively being held hostage in Mexico because they wouldn't release him before the 23 hour mark because he was having a heart attack, but because he had no coverage out of his home state, they also wouldn't release him until he paid for his visit. BCBS paid that claim. Admittedly the state I worked for was pretty lenient with approvals. Other states were much worse, and not dissimilar from UHC.

The fact that UHC was denying claims nationally at a rate double BCBS nationally, I'm lead to believe that they're just rejecting everything that isn't standard preventive care out of hand and only paying a handful of the appeals.

[–] taiyang 49 points 1 month ago

I simply love the amount of grave pissing I'm seeing today on Lemmy. <3

[–] [email protected] 47 points 1 month ago* (last edited 1 month ago) (4 children)

I'm pretty sure this dude is in a place with a lot of fire and brimstone. I'm also pretty sure you don't get to float on the cloud if you treat people like shit.

[–] [email protected] 20 points 1 month ago

I wish... it's pretty much the only reason I hate being an atheist. Just knowing most evil assholes get to live their lives out and never suffer any consequences really sucks.

[–] [email protected] 13 points 1 month ago (1 children)

Maybe it's a cloud of smoke.

[–] [email protected] 2 points 1 month ago
[–] yourgodlucifer 11 points 1 month ago (1 children)

I can confirm that he is in hell right now ❤️‍🔥

[–] [email protected] 6 points 1 month ago

Hey Lucy, I didn't know you had a Lemmy account! What's Henry Kissinger up to these days?

[–] SmilingSolaris 3 points 1 month ago

Lookout. Mods here will ban you for that kinda talk.

[–] Sterile_Technique 28 points 1 month ago

Fuckers like Brian Thompson make me wish hell was real.

[–] Treczoks 18 points 1 month ago

For some reason, police is still searching for a motive. Are they looking for which of the deaths and sufferings he caused to call it a motive?

[–] mesamunefire 1 points 1 month ago

Why is Kaiser so high up there?

[–] [email protected] 1 points 1 month ago

This is the pro-business innovation that makes "America strong"

There was a recent AI movie starring Harold. The family gets a home AI system, and in one scene, wife is amazed how the AI successfully makes a health insurance claim for her. The insurance companies will have stronger AIs to deny claims, or at least have them way before consumer AI agents are a thing, is the missing plot line.