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There's a term for this, HENRY. High Earner, Not Rich Yet. The lie is the "Yet". Millennials and Gen Xers have been struggling to reach the middle class that is kept perpetually out of reach. They have given up on the idea of financial solvency and are going into debt to indulge in luxuries like having children, going on vacations, and living somewhere that isn't a complete shithole. Saving for retirement is as realistic as training to live on Mars, so why bother? Keep digging a financial hole and then lie down and die in it.
Gen X here and I can’t afford to contribute to my retirement. Even had to withdraw some during unemployment. I’m either working until I die or hoping assisted suicide becomes legal in 20 years.
Yep. Same. I do pretty good for myself and I'm more fortunate than most, but I had to borrow money from my dad recently for a series of expenses I couldn't absorb in real time. I got the "you don't know how to budget" sermon. It felt as fun as you'd expect
I said fuck it and gave him a list of earnings and expenses (I'm pretty frugal) and he was like, "oh..."
Gen Millennial here. I can assist you on your suicide that day for a hot meal so I can at least eat on that day. Maybe someone from Gen Z can assist my suicide if I leave him my blanket then.
A hot meal? If you're eating the person who just suicided then you could probably stretch those left overs out for at least a week or two.
You might be on to something here....
Sounds like a modest proposal
Is that when you die but take a billionaire with you?
On the bright side, 9mm is cheaper than a retirement home. Somebody's getting a blowjob on my 60th birthday, and it ain't gonna be me!
Damn, that's dark. Like my favourite kind of humour.
X here too, 53yo, cannot contribute to retirement. At 67 I will have to sell my house because I'll not be able to afford taxes, insurances, power, repair, etc
I might be "rich" when my parents die, depending on how much elder care they need.
I'm actually kind of looking forward to the day I look my kids in the eye and say "I'm going out to look for firewood" and just walk out into the snow and die.
But there won't be any snow anymore so I'll just wander off into a slightly chilly night.
You're a glass half full kind of person, aren't you?
What if we just financed all our kids advantages on our own credit for them and then promptly died?
What would happen to the debt?
Say I max out my credit card for their down payment on a house and then go "get firewood".
They definitely try to track large cash gifts when putting down a down payment on a house.