I feel like if a bank is going to use it, there needs to be a clear financial reason to. Because if someone can't access their account, they might lose their shit and leave for the first bank whose website works.

[–] [email protected] 2 points 1 year ago

This is the reason that banks can’t even roll out MFA beyond a text message. Everybody uses a bank, less people use Netflix. The customer support headache if only 0.1% of people have to call in defeats any cost savings, and they already are ready to write off a lot of losses due to crime etc

[–] [email protected] 1 points 1 year ago

Korean banks already require some pretty weird stuff. It's not common in the US at all, thankfully, but I can see them adopting it...