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I’d put everything on credit cards that I’m responsible for. No co signer. So when I die there’s nothing they can do. Then travel the world. Also would withdraw my 401k and have fun. That’s if I’m dead in a year. By the time they figure it out, I’m dead (that is if I’m smart about how I do it).
What are they doing to do? Dig me up and put me in jail?
In some cases your debt is passed on to your heirs. Consult a lawyer familiar with your local laws.
This is completely illegal in the United States, and may also be in other countries.
If you live in the US and a collector comes after you for your parents' debt, tell them to bite rocks (or if you can afford to, rake them over the coals in court).
So the obvious trick is to give your money away while you still can
Ts not quite that simple - some things like nursing homes are allowed a five year look back to prevent exactly “this one simple trick they don’t want you to know”.
And I’m sure they can call it fraud if it’s too obvious, and do … something