this post was submitted on 23 Sep 2024
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Antiwork

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A community for those who want to end work, are curious about ending work, want to get the most out of a work-free life, want more information on anti-work ideas and want personal help with their own jobs/work-related struggles.

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Date Created: June 21, 2023

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idk man I just need to vent i guess

my employer "provides" health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that's half our monthly mortgage payment; it's 2/3 our monthly grocery bill

why?

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[–] [email protected] 171 points 1 month ago (9 children)

It is definitely bullshit, but your employer isn't a winner here either, they're also paying out $600 a month for your $1200/month health insurance.

The real problem here is why the fuck does health insurance cost as much as housing in this country?

[–] AlternatePersonMan 99 points 1 month ago (2 children)

The biggest kick in the balls is that insurance still doesn't cover shit. There's still co-pays, tons of things that aren't covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.

Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.

[–] [email protected] 32 points 1 month ago* (last edited 1 month ago) (1 children)

Dr. Glaucomflecken's Youtube Skit series on US healthcare has really shown me how fucked up it is...

Sure, the Canadian government is stealing my paycheque, yadda yadda yadda. Still my health, dental, life supplemental insurance plan costs $800/year and most routine stuff like checkup exams, basic drugs, basic procedures, is free or is in the tens of dollars that I need to pay.

[–] Sanctus 15 points 1 month ago (2 children)

I haven't been to a dentist in 8 years. I've only recently been in a hospital because my back gave out and I was stuck on the floor. Dont let anyone take away that healthcare, dont become like us. This is misery for no reason. My fucken teeth ache.

[–] [email protected] 3 points 1 month ago

I cracked off a piece of my teeth but it doesn't like cause immediate pain and my last visit cost me several hundred dollars even with my "dental plan" that my employer didn't provide me a policy number for. And I still need to save up for my wisdom teeth to be pulled cause they are rotting in my head and cause my jaw to lock up.

Yeah the world doesn't realize how fucked the US is for health of its citizens.

[–] [email protected] 58 points 1 month ago

Line must go up or rich people angry.

[–] AA5B 16 points 1 month ago (1 children)

Or more. A lot more.

I pay $700/mon for a family for health only, not including prescriptions, dental, or vision

Employer contribution is $1600/mon

That’s insane

[–] [email protected] 7 points 1 month ago* (last edited 1 month ago) (1 children)

I'm surprised large companies haven't pushed back on it.

I didn't know much about that side of the insurance pyramid, but I don't think I've ever seen anything about the companys part fighting it in the news.

[–] AA5B 6 points 1 month ago

It usually looks like cutting plans, and the adoption of high deductible plans

[–] [email protected] 13 points 1 month ago

Or more.

Just doing mine now (open enrollment time). No changes to what I had this year, but had a 20% price increase to just under $600.

My employer is paying $3200 for my coverage (family plan, to be clear). Companies should be in wide support of universal healthcare.

[–] PriorityMotif 12 points 1 month ago

Some companies are self insured and merely pay a health insurance company to administer the plan. They take all the excess and dump it into an investment account where they can profit off of the excess. It's possible that their employer is coming out ahead.

[–] [email protected] 12 points 1 month ago (2 children)

ACA institutionalized the health insurance industry as having some broad legally protected powers to fleece the American public. And there is no recourse or alternative besides getting healthcare outside of the country.

Pharma industry is the second parasite that enjoys similar legal protections.

Medical Community sold their asses but especially doctor types... Decent doctors don't survive anyway, but this is standard for any industry. Worker needs protects if we expect them to do their job properly... Ain't nobody got energy to battle the orphan crushing machine 40 hours per week

Then, we have federal government that's essentially enabling all of this due to the above clowns capturing regime whores in congress.

This is the standard regime model and most industries are going this way if not already there...

Oil, banking... Tech is trying it too, the 🀑 companies "want to be regulated"

Corpos like having a blank check from the state to fuck the peasants.

It ain't just US issues, apparently UK parasites are getting that spot quicker than the US nepo babies.

The fuckening will only gets worse.

[–] gibmiser 13 points 1 month ago (1 children)

It was already like that before the ACA.

[–] [email protected] -1 points 1 month ago (1 children)

ACA formalized the corruption. And price increases accelerated too.

[–] [email protected] 9 points 1 month ago (2 children)

I'm sure Trump's concepts of a plan will fix all these problems

[–] [email protected] 3 points 1 month ago

Housing costs more than $2000 a month now 😭

[–] Mango 2 points 1 month ago (2 children)

More like why do both cost so much? Housing is dramatically cheaper in the good countries.

[–] [email protected] 2 points 1 month ago* (last edited 1 month ago)

The way capitalist free markets are supposed to self-regulate is by customers refusing to buy goods and services which are too expensive. But when the alternative to buying those goods and services is dying in the street, understandably people can't reasonably refuse.

[–] [email protected] 1 points 1 month ago (1 children)

Capitalism. 40% of Apple's total revenue goes to shareholders just for existing. Latestagecapitalism is like having a severe tape worm infection. The rich take most of the wealth we create without doing any of the work

[–] Mango 1 points 1 month ago

Leverage mattering more than value sucks.

[–] [email protected] -3 points 1 month ago (2 children)

To be fair, health insurance is equally expensive in Europe. We just discount it a lot for low income families and above average pays a lot more to substitute that missing money.

[–] Burn_The_Right 6 points 1 month ago (1 children)

health insurance is equally expensive in Europe.

Source?

[–] [email protected] 1 points 1 month ago

My paystub :'( about 1k in germany

[–] [email protected] 3 points 1 month ago (1 children)

Then that doesn't sound "equally expensive" if it's discounted for everyone that needs it discounted.

Not when the option in the US is "then don't have healthcare"

[–] [email protected] 1 points 1 month ago