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How much do Americans actually pay for healthcare? (pawb.social)

submitted 4 months ago by [email protected] to c/asklemmy

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Hey all, I'm British so I don't really know the ins and outs of the US healthcare system. Apologies for asking what is probably a rather simple question.

So like most of you, I see many posts and gofundmes about people having astronomically high medical bills. Most recently, someone having a $27k bill even after his death.

However, I have an American friend who is quick to point out that apparently nobody actually pays those bills. They're just some elaborate dance between insurance companies and hospitals. If you don't have insurance, the cost is lower or removed entirely. Supposedly.

So I'm just asking... How accurate is that? Consider someone without insurance, a minor physical ailment, a neurodivergent mind and no interest in fighting off harassing people for the rest of their life.

How much would such a person expect to pay, out of their own pocket, for things like check ups, x rays, meds, counselling and so on?

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[–] Leviathan 6 points 4 months ago (2 children)

I wonder how this compares to my Canadian tax contribution to healthcare

[–] Ibaudia 7 points 4 months ago

It doesn't, since govt. subsidies still go to healthcare in America, so I'm paying for this privilege in taxes and insurance premiums.

[–] [email protected] 6 points 4 months ago

The portion per capita that Americans pay for Medicare and Medicaid is about the same as Canadians pay for our Healthcare. Then they get the privilege of paying insurers and others for the coverage they have if they don't qualify for those two programs.