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You lost me at "save". Save what? Pocket lint? Nobody has the funds for savings anymore. I used to put aside a few hundred bucks a month 10 years ago. Now I can't even afford my entire month's expenses, let alone save any money.
Yeah also stopped there.
The commenter above was making that very point, that it's so worthless to give us financial advice and knowledge of the economy when a large portion of Americans are scraping together their last nickels to pay their water bills or their electric bills and not always both. Most people don't have a savings that can withstand a minor home emergency or health problem, investing or saving with intention is almost impossible for millions of people.
The funniest part here is that the commenter got a lecture about the economy anyway.