danhasnolife

joined 1 year ago
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[–] danhasnolife 26 points 1 year ago* (last edited 1 year ago) (7 children)

I like the concept of being able to talk openly about mens' issues. That liberation name is unfortunate; in my opinion, it definitely sounds at least apologetic towards misogyny. What do we have to be liberated from?

[–] danhasnolife 9 points 1 year ago (1 children)

First whole bean coffee? Oh man, welcome to the good stuff.

No matter what coffee purists tell you, the single best change to my daily coffee quality of life was simply going from ground to grinding fresh whole beans every morning. I will never go back.

[–] danhasnolife 5 points 1 year ago

I fear that we're writing the epitaph too soon on this guy. If Trump does in fact get taken out of the race, don't underestimate the Republican party's ability to galvanize behind one candidate.

[–] danhasnolife 17 points 1 year ago (1 children)

Regarding the question of whether it's stupid or not -- how much would you be kicking yourself if one of your neighbors purchased it from you instead?

In my mind, any chance you get to increase your land and you buffer zone is an absolute positive.

[–] danhasnolife 16 points 1 year ago

What are your options? For example, I would rather daily an '89 Corolla over a '01 Kia.

What is your budget for maintenance? There will be nuisance items go like seals and gaskets due to age, even if the engine runs strong.

What is the price? For a car that's almost 35 years old, it better be low.

If you have a low budget, don't have a crazy commute, and can get a couple years out of this car for a couple grand, it could be exceptionally wise decision compared to a $600/mo car payment.

[–] danhasnolife 1 points 1 year ago

Interesting. This feels like Howie Roseman-esque, signing someone to a big-time extension right on the cusp of stardom. Overpay now to bet on it being a steal in a few years.

[–] danhasnolife 16 points 1 year ago

First, thanks for contributing. I credit r/personalfinance as one of the most important factors that allowed me to become financially literate. Still cleaning up the messes of my 20's, but things would be WAY worse if I wouldn't have been able to self-educate. I'm not going back to Reddit, so I'm thankful that you're contributing content here instead.

In regards to your question, relatively poorly.

I'm 31. My salary when I began work after grad school was 35k with only 2% going into retirement; now my salary is north of 100k with 15% going into retirement. I am at about 40% of my annual income, so definitely behind. I should be able to have some nice catch-up progress over the next five years, but I can't help but feel like a better starting job pre-COVID would have set me up way better.

[–] danhasnolife 0 points 1 year ago

Hilariously, this fine is probably not even large enough for them to spin off a shell company and declare bankruptcy on the debts. They'll just shrug and move on. Toothless.

[–] danhasnolife 16 points 1 year ago

Yep. And it worked all the way up to the Stanford presidency. Even now he is "only" a tenured professor.

[–] danhasnolife 13 points 1 year ago* (last edited 1 year ago) (2 children)

That's the best question. Clarence Thomas shouldn't have been able to openly flaunt his corruption for decades, but he has. Is this just going to be more firm hand-wringing by the Dems with no enforcement mechanism whatsoever? At that point, it would be better to just recognize the court as illegitimate in the public eye as opposed to giving the false sense that it is in anyway ethical.

[–] danhasnolife 42 points 1 year ago (1 children)

Surprisingly melancholy comic.

[–] danhasnolife 98 points 1 year ago

They can't even do bullshit PR correctly. You do the listening tour before the steady stream of unpopular decisions that go against the feedback you just collected.

 

In the spirit of building out this community, I'm creating a playlist of the songs released in a past few months that I found most compelling.

Note that not all of these are pop punk, but the genre is relatively nebulous anyway. Also note that while I have a very diverse musical palette, my strong preference is for music with great lyricism.

Let me know your thoughts! Tracklist:

  1. What Hurts the Most - Trophy Eyes
  2. Clean-Up Crew - Spanish Love Songs
  3. Outlook - The Front Bottoms
  4. Gans Media Retro Games - Hot Mulligan
  5. JOBBO - WSTR
  6. LIKED U BETTER - Jeff Rosenstock
  7. We Didn't Start the Fire (Re-Imagined) - Fall Out Boy
  8. Fail You - Movements
  9. GODDAMNITALL - The Wonder Years
  10. Sean - Trophy Eyes
  11. NYE - Local Natives
  12. Cast Iron Skillet - Jason Isbell & the 400 Unit
 

For transparency, I only signed up for a Discover card recently because they had a 15 month 0% balance transfer promotion, which is what I've been looking for. In general it's seemed like their rewards were not outstanding and you had to deal with potentially not having the card accepted elsewhere.

My receiving bank botched the transfer and the funds were missing for a bit. Discover was excellent -- every time I called there was a minimal wait for a U.S. based customer support agent that I could understand clearly and was knowledgeable about the situation. I was surprised.

I get that you may go years without ever needing to contact support, but it definitely quickly made a difference for me.

 

The healthy supply of EVs may not seem as alarming considering that the industry average is a 70-day supply during “normal times,” per Axios, but ICE-equipped vehicles currently sit at a 54-day supply. And hybrids are having a particularly good year, with supply down to 44 days. Plug-in and traditional hybrids from Toyota are making the best of 2023, with current supply for the Prius and RAV4 sitting at under 30 days each. Axios claims that this reaffirms Toyota’s argument that car buyers need a “stepping stone” from ICE to EVs.

 

On average, AutoNews reports that 3.58 percent of 18 to 29-year-olds and 2.62 percent of 30- to 39-year-olds have been late on their auto loans by at least 90 days. For some context, just 2.13 percent of all borrowers are late. Keep in mind, these numbers are overall. In the first quarter of 2023, 4.55 percent of 18- to 29-year-olds were at least 90 days late. 3.66 percent of 30- to 39-year-olds were equally late. We haven’t seen numbers like these since The Great Recession.

 

Hi all,

First, I understand that neither is the optimal solution. I live in an 1800's farmhouse with plaster-and-lathe walls on top of a three-feet-deep stone foundation. Additionally, the exterior walls are too thin for a traditional outlet and require special retrofitting. I can say all of this with certainty because we discovered all of this while renovating our kitchen and bringing items up to code. To install to-code outlets, we needed to temporarily remove baseboard heating systems, drill through 9" deep hardwood floors, and then angle 90' from the floor into the wall underneath the pex heating cable in order to access the wall, using shallow receptacles to fit.

We simply don't have the funds to do this with all portions of this old house, at least not now. For our window-unit air conditioners (1 12,000 BTU Midea U inverter, 2 older 8000 BTU ACs), we do not have a modern grounded outlet within reach of our AC cable. Recognizing that neither option is ideal, what is safer:

a) Use a 'heavy-duty' short extension cord to bridge the gap between grounded outlet and AC power cable, and then tie the cable to prevent physical tripping or loosening

OR

b) Use a legitimate higher-end surge protector like a Tripp-Lite to extend outlet reach and plug into the surge protector.

Additionally, I would appreciate any general advice on the order of operations in the house as we slowly build towards an up-to-code century home. Our priorities are loosely in this order:

New panel, upgrading to 200a with whole home surge protector and dedicated grounds - DONE

Upgraded kitchen to modern code - IN PROGRESS

Replace all loose 2-prong outlets with GFCI, using "no equipment ground"

Re-order circuits that don't make sense

Add additional outlets -- potentially using wire mold to avoid digging into lathe based on expense.

 

Thoughts? Do you think these will allow some new decks to rise in viability?

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