this post was submitted on 29 Jun 2024
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Microblog Memes

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[–] Emerald 8 points 1 day ago* (last edited 1 day ago) (1 children)
[–] [email protected] 5 points 1 day ago

hah, we can burn chase bank.

[–] [email protected] 86 points 2 days ago (1 children)

So follow my logic here, as it's rather complicated. If I eat the food in the fridge, there will be no more food in the fridge.

Anyway been poor has nothing to do with me spending money and everything to do with me not getting enough money. Rich people spend much more money than I do and yet they're fine, so clearly the spending of the money isn't actually the problem.

[–] [email protected] 6 points 1 day ago

Rich people spend much more money than I do and yet they're fine, so clearly the spending of the money isn't actually the problem.

I'm going to go ahead and appropriate that for liberal use. "Used liberally", that is, not "used for Liberal politics".

[–] [email protected] 12 points 1 day ago (2 children)

I know quite a couple of people making about 150k+/year and they live paycheck to paycheck. They spend money like it's nothing and can't save any money. This one person had to move back in with their parents after they lost their job after 10 years. They were making at least 150k/year for ten years and had no savings. They didn't even have any debt. They just spent every dollar they made. There are a lot of people like that and I would imagine the tweet is referring to those personality types. Like I know this one guy that took an Uber just to go 2 blocks.

[–] VinnyDaCat 1 points 1 day ago

My old man was like this. It always felt awkward though because he made more money than a lot of my classmate's parents combined but it didn't show because he spent it so quickly. We rationalize it a lot by thinking about how he grew up in extreme poverty. That said, he stroked out when I was a teenager and there was nothing to fall back on afterwards.

[–] Aux 2 points 1 day ago

Most people are like that. And the reason is the lack of financial education. The education system must change.

[–] umbraroze 75 points 2 days ago (2 children)

eat the food that's already in the fridge

That is such a perfect crystalline out-of-touch rich-person take that it has to be a bait. Right? ...Right?

[–] [email protected] 6 points 1 day ago (2 children)

Don't your servants fill your fridge with tasty home cooked meals that never run out???

[–] acetanilide 1 points 1 day ago

No, Mary Poppins does!

[–] [email protected] 6 points 1 day ago

No I moved out when I was 17.

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[–] [email protected] 75 points 2 days ago* (last edited 2 days ago) (1 children)

Their response:

“Our #MondayMotivation is to get better at #MondayMotivation tweets. Thanks for the feedback Twitter world.”

So… they’re essentially just saying that they promise to make better tweets to remedy the situation.

#doingtheirpart

[–] ameancow 50 points 2 days ago* (last edited 2 days ago) (3 children)

They're saying that they feel bad that they didn't pull off the "cool, hip young attitude" that their test markets, data-points, cited studies and weeks of brainstorming sessions predicted, so now they're going to shift around leadership in the marketing teams and try to approach their social media presence from a different angle, one that appears respectful of modern social issues but also not afraid to throw out some media-safe zingers from time to time! Additionally, a newer model of AI to help reply to questions will surely connect with the people who are all so amazed by AI technology.

That sense you get reading this, that overwhelming desire to find something tall to hurl yourself off of... that's the reason we haven't done anything about climate change. We are answering the call of the void because we know deep inside there's no hope.

[–] FlyingSquid 18 points 2 days ago (1 children)

But they will never admit that making "humorous" and "irreverent" tweets are not something people actually want to read from a fucking bank.

[–] ameancow 7 points 1 day ago* (last edited 1 day ago) (1 children)

The point is they don't even think this way to begin with. They don't think in terms of "human connecting with other humans" they are looking at us like a liquid. A set of probabilities and factors and challenges to extract as much money from as possible via literally ANY kind of psychological manipulation they can legally employ... and it's not like there's any laws about "not coercing or manipulating customers" so there's almost no limit to what companies can get away with. We only really notice it when it falls flat like this, but the more successful marketing campaigns are far more subtle and effective, and you will have your free-will compromised without realizing it.

Source: worked in marketing for a few years, felt the soul being extracted from my body every day I worked there.

[–] [email protected] 3 points 1 day ago

Marketing is truly the worst. A friend of mine studied psychology and his classes were inundated by industry trying to convince them to go into marketing.

You can't interface fairly and honestly with people. No, you have to use how their brains work to trick them into buying your products!

/s

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[–] TehBamski 128 points 2 days ago (3 children)

In case you weren't aware of JPMorgan Chase's history and their involvement in making World History.

[–] Aux 1 points 1 day ago

They're kids compared to what HSBC did and still doing.

[–] someacnt_ 15 points 2 days ago

JPMorgan out of all banks posting that, Jesus

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[–] chemical_cutthroat 108 points 2 days ago (3 children)

Wait, did Chase actually say that? I thought it was a parody. Holy shit.

[–] Tarquinn2049 89 points 2 days ago* (last edited 2 days ago) (1 children)

2019, back in #avocadotoast days. When apparently we wasted our money on extravagances like "not the cheapest fruit/vegetables". Which wasn't even the case. We literally didn't even do that, we 100% had to eat the cheapest fruit/vegetable, if we were lucky enough that any fruit or vegetable met our budget. They were so out of touch that even their attempt to find a minor extravangance they thought we could afford to waste money on but shouldn't, was inaccessible.

[–] [email protected] 54 points 2 days ago (9 children)

What’s bizarre about the avocado toast thing is avocados were 2-4/$1 or a whole whopping $.79 ea then.

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[–] [email protected] 61 points 2 days ago (36 children)

billionaires tell common people to not have coffee

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[–] [email protected] 3 points 1 day ago

BOOM! ROASTED!

[–] [email protected] 45 points 2 days ago (1 children)

worst bank ive ever had the displeasure of using, they'd take a $12 "service fee" out of my account that I was using for savings for not having direct deposit set up for it, while I was struggling financially. way to kick someone while they're down.

[–] [email protected] 1 points 1 day ago

Nearly all banks are expensive or downright predatory to poor people. Some more than most. I once was overdrawn $0.12 because of a miscalculation. I was hit with a $35 overdraft fee. So now, I’m $35.12 in the hole when my (already not cutting it) paycheck arrives.

PSA: You can turn off “overdraft protection” on your debit/credit card and they will just reject it. If I knew that sooner, I would have saved so much money!!

[–] Semi_Hemi_Demigod 32 points 2 days ago (4 children)

Credit union gang where you at?

[–] czardestructo 17 points 2 days ago (1 children)

Or small regional banks! They called me once when I wrote a huge check for a contractor but forgot to move the money, nice lady at the bank said I had enough money it just wasn't in the right account and the check is going to bounce, she inquired if I wanted to move the funds so the check would clear. Yes please! Closed all my other bank accounts with other banks and never looked back.

[–] mlg 6 points 1 day ago

I deadass watched a regional bank get bought out by chase. Went from 4.8 to 3.0 stars overnight.

Removed the teller desk a year later so it basically became a building sized ATM.

Thankfully there's another regional bank that refuses to be bought out the same way, and also a larger credit union that has a branch in the area.

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[–] FlyingSquid 11 points 2 days ago (1 children)

Chase has apparently never read the famous work of literature, "Old Mother Hubbard." But then it may be too difficult for them.

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