this post was submitted on 02 Jun 2024
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[–] Granite 44 points 5 months ago

Meanwhile, they sent a note stating the forms of payment they will accept… but he ignored that

[–] [email protected] 43 points 5 months ago* (last edited 5 months ago) (2 children)

This is the first sovcit complaint I’ve seen that actually seems like it could be reasonable (emphasis on both “seems” and “could be”). Just wanting written confirmation from the bank that they don’t accept wacko, bullshit forms of payment doesn’t seem like a big deal.

I suspect we’re not getting the whole story. For example, maybe the bank is refusing to participate in the sovcit’s delaying tactics by not sending yet another letter explaining something that’s already been explained a dozen times before.

The bank isn’t refusing to send a letter, they’re just tired of talking in circles. The repo man is handling things now, and the tow truck is on its way.

[–] SkyezOpen 15 points 5 months ago (1 children)

A letter refusing to accept is also basically a receipt, and not sending the note back is acceptance to the sovcits.

[–] [email protected] 4 points 5 months ago

Ooh. Good point! I didn’t think of it that way!

[–] RedditWanderer 12 points 5 months ago* (last edited 5 months ago) (1 children)

And they will gladly gaslight everyone that "they never even answered and had to send a repo man to hide the truth! It's all rigged for Big Repo".

There's no winning with logic.

[–] [email protected] 6 points 5 months ago

Trying to use logic to understand a sovcits actions is a great way to make yourself as crazy as a sovcit.

[–] FlyingSquid 28 points 5 months ago (3 children)

How the hell did this person get financing in the first place?

[–] pennomi 12 points 5 months ago

They probably signed a contract stating they’d pay it in American dollars, governed under American law. Oops!

[–] General_Shenanigans 4 points 5 months ago

Similar to what happened in the 2008 housing bubble, companies have been giving car loans to people they know probably can’t afford it because they know they’ll probably get the car back again pretty soon, and the person will still be on the hook for the portion they owe for the time they had the car. Plus interest.

[–] ladytaters 2 points 5 months ago

Finance companies are loath to turn down money, and as long as the sovcit presents at least some proof of income a lot of finance companies will accept them.

There's one company I work with that requires a bunch of stipulations, but if they're there, you can get accepted (with a ridiculous APR, of course).

[–] Rhynoplaz 26 points 5 months ago (2 children)

Weird. They won't accept my Schrute bucks or Stanley nickels either!

[–] IphtashuFitz 7 points 5 months ago (1 children)

Well there’s your problem… Try paying in Quatloos instead.

[–] Rhynoplaz 2 points 5 months ago (1 children)

How many Quatloos can I get for a chocolate gold coin?

[–] FlyingSquid 1 points 5 months ago (1 children)

It doesn't matter. You can only use Quatloos if you're a disembodied brain stuck in a console and then you can't eat chocolate.

[–] Rhynoplaz 2 points 5 months ago (1 children)

But my chocolate has a 45° thumbprint on it...

Checkmate!

[–] IphtashuFitz 1 points 5 months ago

But is it red?

[–] [email protected] 2 points 5 months ago

Don't worry, they have a get-out-of-jail-free card in their wallet. The cops who arrest them for coming after the repo man won't know what hit 'em.

[–] [email protected] 9 points 5 months ago

FIR SOM REESEN GRAVATY REFUSES TO LET ME GO SO I CAN LEVATATE ON A CLOUWD OF MY OWN LEGUL GASEOUS EMMISSSIONS!
I SEND ISSAAC NEWTIN A CEASENDESIST BUT HOW CAN I GEY HIM DISSBARRF FROM PRACTISING THE PHYSICLE LAWS?!???