Medicare advantage should just be ended. It's all a grift. They're just private companies taking Medicare money and trying to extract profit from funds that should be used for medical care. If the plans sound too good to be true, well they are.
this post was submitted on 17 Jan 2024
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I worked off advantage this year, and yea it is a scam.
While clients are awestruck at the $0 premiums, and no primary care visit costs. No one understands that the big payday for these insurance plans happen when you go to the hospital. As one hospital visit is enough to make all their money back off twenty people.
Sure, you CAN be ethical about how you sell health insurance, but that is not how the insurance agent gets to keep the job. As most are in a competition to keep their job.
Because that person that isn't being ethical is making 10 plans a day, whereas your ethical ass, reviewing contract details, making sure the language of the contract reflects things like dental implants, because ,All the time, companies won't pay for those unless it is in the contract language. is only making 2-5 a day.
Then fired two weeks before Christmas.
There are ways you can help people in the health care industry, but next time, I think I am going to try on my own, because I want to keep my ethics and I see there is a way to do it the right way and make a living. Too bad I couldn't convince my employer.
*Medicare dis-Advantage
*Medicare taking Advantage
My wife and I went to, for lack of a better term, an independent broker who represents multiple insurance companies. It was free and we got good coverage for our current conditions for a good price. I can't imagine we could have done as well on our own.
Imagine not needing to even do that because the system just paid for your care without needing extra steps.
It would be nice. At least we were able to make the best of the situation. It doesn’t seem like enough people are aware of this type of service. Even then, it still doesn’t mean the plans available to you will be affordable.
I'm glad you haven't encountered problems yet. Good that after reading this article you are aware of what you might eventually face. Should not be allowed to call themselves Advantage Plans - really Private Medicare.
One of two people down voted you. Either a bot or an agent that isn’t independent.