this post was submitted on 30 Apr 2024
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There seems to be a misunderstanding. You see a insurance is only for the safe feeling before something happens
Insurance is required by your mortgage company.
If you try to use it, the insurance will try to fuck you.
Outside the US it's uncommon to require insurance on the property.
Well, duh. It isn't there to protect you. It's there to protect the mortgage company.