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The only purchase I'm willing to go into debt for is a house and a car. Anything else I spend on should be something I already have the money for. I don't understand how some people are willing to take out loans for miscellaneous things that aren't even necessities.
Well medical care is not house or car but needed.
For sure. I forgot to include that, since it’s a necessity after all.
I think it's a gray line for some folks. I recently got my first credit card and I use it for all day to day expenses. It's amazing how easy it is to get side tracked while spending. You only having to down pay a certain amount of the outstanding credit and the limits are set by the provider not you. If i didn't keep monitoring it I think it'd be really easy to get a bill one month that just eats out all my other income.
Apparently a lot of people are going into debt for the sake of "keeping up with the Jones's"
They're literally putting themselves into tens of thousands of dollars into debt for an iPhone or shit like that. It completely boggles my mind how you could destroy your entire future for extremely short term gains.
Instant gratification has gone too far too fast