this post was submitted on 18 Jan 2024
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It's argue it still shouldn't even be a "subscription". A payment plan would be a simpler and more safety-conscious implementation. If the buyer fails to keep up with required payments, then you're focused on collections, not disabling functionality.
The seller could even just not offer payment plans, because plenty of other third parties already specialize in personal loans. They're just reinventing a stupider wheel.