this post was submitted on 13 Dec 2023
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Not in America! Every bank transfer is a series of hoops that is a pain to jump through which take days to update.
You don't have some system like IBAN allowing you to just send money to whichever bank you want within ome or two days (or in real time but with a fucking fee but that's about to change)?
Not a universal one, no. But there is one that a lot of banks use called Zelle.
Truly, capitalism breeds innovation™