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See that one is a touch different, billionaires aren't something that generally just happens. People making that much money are usually exploiting someone to get there. However, hypothetically, it might be possible to have an outlier billionaire that has done nothing wrong, though unlikely. Though I'd say it's difficult to imagine an ethical billionaire that stays a billionaire as well, given how much good that kind of money could do for the world in general.
I think it's important to judge each individual based on their actions, even if their actions may fit the profile for an unethical businessperson or the like.
Unfortunately though it is pretty safe to generalise when it comes to the wealthy.