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People now about solar but I think most people don't know that the 21st century will become dominated by solar really fast. The growth will be exponential and in the coming decade we'll really see it happening at a ridiculous pace.
It'll also be really cheap and complemented by cheap storage. It always sounds like it's 50 years away but in reality electrification is coming in so fast and cheap where the developing world will leap frog fossil fuels.
If you're a homeowner you can almost certainly buy solar in a manner where the monthly financing will be similar to what you save in monthly electric bills. So it's a wash.
This year.
The difference is that electric bills will go up, while the financing terms stay the same.
Looked into this a few years ago and you could have said the same then. The problem was the deal with the financing had all these weird caveats when you looked into the details like you didn't own the panels, and any cost would transfer with the sale of the house, it was like a forever rental with no upgrades ever.
When we get to the point that you can get solar added, and own everything, and can pay for it without financing with a positive ROI in 3 years, that's the tipping point.