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How are you preparing your family for the inevitable, life insurance/will/etc? (self.asklemmy)

submitted 4 days ago* (last edited 4 days ago) by anon6789 to c/asklemmy

47 comments fedilink hide all child comments

My girlfriend's mother just passed unexpectedly this week. She hasn't updated her will since the mid 80s, she had no medical directive, and seemingly did not have her life insurance long enough that they would cover anything, they are just refunding what she has paid to the present.

This has us both thinking about getting ourselves set up properly just in case. We haven't paid it much mind until now as we don't have all that much, and no kids, but now that we are seeing the difficulty not having those things brings when people least need added stress, we want to start pursuing it.

What have you done to prepare your family for these types of events and how did you determine what sort of insurance and plans you needed for your situation. Also have you ever either had to deal with a relative leaving no plans behind, or did someone do something that made the situation much easier?

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[–] andrewta 2 points 4 days ago* (last edited 4 days ago) (1 children)

I was going to ask what company it was , thank you for saying. And now I know which company to never touch. Again thank you for letting me know.

[–] anon6789 1 points 4 days ago

That was one of the reasons I asked the mod if we could undo locking the thread. I felt there were a lot of us confused by how things work and I don't want me and my fiance or anyone else here to get tricked at a time of real hardship.

The amount of "payout" is maybe going to cover half the funeral luncheon. The funeral itself is almost 4x that, and her and her sisters get to pay for it all.

I get their rule to an extent, but if it isn't a universal rule, it's something you all should be aware of.