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Shitty physical therapist twice raised what I owed per visit because of their clerk's incompetence. Not just for future visits but retroactively for visits I already had. (Edit: I should say this was possibly fraud and if I had a lawyer it may have been worth pursuing).
I knew I was screwed when the clerk pronounced tier as tire. Oh well, lesson also learned for me: Always conduct a three-way, recorded conference call with provider and your insurer before provided service.
Another fun fact; Per KFF, 50% of Americans forego medical attention for free of medical debt. Naturally, this snowballs leading to them inevitably going anyway for a more costly, complex procedure. Our system is top-heavy with specialists for this reason, lacking adequate preventative care and rapid accessibility.
They want essentially 200 bucks fee to give a script for antibiotics
And you can't them with oit a script. Now just for a basic medicine you need a provider, prolly make you go to urgent care, then receptionest needs to file your insurance, they do some reviee or bullshit.
Anyway or you could go pharmacy, check with them and get what you need. This ain't rock science cast majority of time.
Wasn't tele medicine supposed to save money? Does it?
Insurance companies make money on gross revenue as base rate. So they have every incentive to increase revenue then demand higher premium justified by higher payouts.
Then they will maximize this profit by deny claims to "expensive losers"
This is their core business....