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Hurricane Sandy in Connecticut. My house caught on fire…twice…when a tree fell on some wires and caused power to backfeed into my home. Luckily I didn’t touch anything or I might not be here to tell the tale. It was supposedly put out once (fire was inside the walls), and I was allowed back to fetch a few essentials, but it filled up with smoke again because of a hot spot or something…and I had to convince dispatch to send a truck out a second time. I was displaced for three months and lost about 85% of my belongings. Luckily some VERY brave firefighters prevented my entire house from burning to the ground. 0/10 - do not recommend
I’ve also been in earthquakes, blizzards, and wildfires, but nothing comparable to that experience on a personal level.
I experienced Sandy while I was in college. My roommate and I decided to brave the storm to get food. Stupid idea, I know, but somehow we made it to the one open cafe safely and got pizza. My umbrella got completely destroyed.