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Always out matching money into your 491k.
As someone who thought they couldnt afford it. I could have. Just do it. I regret not doing it sooner so much.
Check out Mr FancyPants over here, investing in their 491k while us plebs invest in our 401ks
You have a 401k? I have an old lunchbox I put quarters into.....
You have a lunchbox?!? Lucky you, I have to hold my quarters in my mouth and my friends all call me "Mumbles".