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The past addresses thing is kind of spooky. I once got a bequest of stock options from the company I worked for and they were claimable online. One of the ways in which they verified my identity was to have me pick out actual addresses I'd lived at in the past (one of them more than 15 years prior) from a list containing other addresses. Somebody with access to a list of my past addresses might have been able to claim my fifty grand worth of options before I did.
Why would you need to claim them to begin with? My company just adds them to my stock account via payroll.
I had no stock account at this point, at least none involving my company since my company did not have stock before this. What had happened was my non-stock company was purchased by a larger stock company and I was granted a bequest of the new company's stock.
I would imagine that, if they go unclaimed for x amount of time, the company gets to reclaim them
Uh, I got bad news. If I search for my name, there are freely and publicly available online directories that show all my past addresses (and phone numbers) going back over 20 years. That's why I had to pay a service that searches for this crap and submits requests on my behalf to have them take it down. I think California's law where you can also ask once to be removed from all of them will go into effect soon?
Not for me! I got laid off by this company so no more stock options, ever. Yay!
Ah, ok. It's still very concerning that anyone bases identity-verification on very publicly available data.
I hate those verifications. I view it like drm in software - it's more of a hindrence for the user than it is for the bad actor.