This is stupid helpful, thank you. I wouldn't have thought to look this up on my own but now that I know it I'm a good bit more likely to try Graphene on my next phone. This is way more apps than I would have guessed.

My bank apps all work fine. Just keep your physical bank cards on you because Google Wallet won't work with credit cards, NFC or transport passes. Your gig tickets and membership cards will load fine though.

You probably don't want Google rummaging through your purchase history anyway. I certainly don't miss it.

I personally have to toggle on Exploit protection compatibility mode in App info to get some of my banking apps to work

Have people forgotten about the used market? Buying things second hand is the way.

Yeah, it's kind of wild and ironic that one of the most private OSes requires a Google phone.

Buy a Pixel second hand. Then you're just reimbursing someone who already made that mistake. ;)

Yeah the fact that Pixel Phones are the defacto standard for privacy phones is absurd. It's guaranteed chock full of hardware surveillance tools you can't remove with custom roms or kernels.

Outside of the Pixel lineup, custom rom support is almost non-existant in 2024. it's wild, you can get the same or better hardware for half the price.

It's impossible to brick a Pixel while flashing GrapheneOS, thanks to their super easy to use Web-based installer, and Google's great support for alternative operating systems, which also makes the installation process easier and safer.
If you mess anything up, you can always restart from the beginning and get it fixed. You can't break a Pixel during flashing.

Why not buy a used one? I plan on picking one up from ebay or something.

"Making day to day life functionally impossible" is a bit drastic. I think that depends on each individual person, their needs both in terms of banking and privacy.

My banking app doesn't work on Graphene but I also couldn't care less. I can just as easily log in to my account via my browser on my phone if I need to do something and it isn't exactly hard, it takes all of 30 seconds more than using an app.

I realise in some other countries you don't have that option but were I in the same situation for me that would be enough to change banks, I don't want to be forced to use an app for anything.

Everyone has different lengths they are willing to go to to protect their privacy and I'm willing to make my life slightly harder where as others may not but I think saying it makes life functionally impossible is a bit of an overstatement and it needs to be judged based on individual needs.

There is a list of what banking apps work and what don't.I'll post it in a top level comment for visibility.

Well, I never really missed being able to pay via NFC on a phone, but I also never done it. My NFC chip in my card works fine.

When my baking app started detecting my rooted phone, I just switched to using their web-app via Firefox, which allows you to create a direct link to it as an "App". Which is probably better anyway, than installing random proprietary apps on a phone. And logging into it every time is also easy with a password manager.

So I guess, as long as the banks still offer a website, I am good.

Isn't it only Google Wallet that doesn't work? I actually cancelled a bank account I had because their app only worked with Google Wallet. Some banks roll their own NFC payment thing.

I'm on CalyxOS btw, not Graphene.

I mean, Graphene does that too, by default. It just has the app store available to be installed in their apps updater. If you don't go there to install it by yourself, it's a Google-less device by default.

I don't use RCS myself, but there are recent posts on the GOS forums and it appears to be working fine once all of the prerequisites are installed.