this post was submitted on 06 Apr 2024
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It raises her income, so she gets less OAS. You're right, but if she's poor, then she's gonna have a bad time.
OAS recovery doesn't start until $90,997 of annual income in 2024, so that's not a factor.
EDIT: It could reduce her GIS. The threshold for GIS recovery is $21,624, but from what she said, she also shouldn't have that much income, even with the RRSPs.
Yeah, sorry. I get OAS and GIS mixed up.
Understandable. GIS is automatically applied to an OAS applicant if they qualify, so a lot of people just think of them as the same program.
What’s the thresholds?
The bar is pretty high.