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What climate catastrophe-free area of the country does State Farm think it will make sense to still insure homes in?
Also, I thought they were like a good neighbor.
“Like a good neighbor, State Farm is there” means that they resemble a good neighbor only insofar as both share the attribute of existence.
At least Geico is relatively honest. "Yes, we are a bunch of reptiles."
Non-coastal new England is pretty safe. No earthquakes, few hurricane effects, almost no tornadoes, tends to stay damp enough and has enough old deciduous growth, where forest fires aren't a big issue.
I am sure there are other places that are low risk as well.
And if the entire population of the country moves there due to insurance pulling out of everywhere else, non coastal new england will turn into San Francisco.
This isn’t the answer you think it is.
I was just answering the simple question, not providing a solution to a problem.
Where does the CEO live again?
Chicago area, apparently. Not exactly free from climate catastrophes.
No place is 100% safe. Around the great lakes is probably one of the best places to be going forward though.
Part of the problem is that many of the states where insurance companies are leaving have rules that limit what they can charge. That sounds good in principle, but with climate change causing these disasters to happen more often the insurance companies are bleeding money. Ultimately insurance as an industry can't work if you keep having losses, and if you can't increase prices to cope then you have no choice but to withdraw.
I've sure State Farm is happy to cover catastrophe-prone areas, but only if they won't lose money on average.