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Also, it's not like she's paying for her mortgage in addition to whatever she was doing previously (presumably rent). The mortgage payment replaces your rent payment.
She's paying like 17-18% on credit card debt that she didn't pay off because she saved a down payment. This is just financial illiteracy
True but there is also the added expense of maintaining the property and having a rainy day fund for emergencies related to homeownership.
There's also taxes in addition to that. Which can cost the same as rent.
Taxes are usually included when people say how much their mortgages is per month because most people pay their property taxes through an escrow account attached to it
True, though home property taxes can grow surprisingly quickly and catch people off guard.