this post was submitted on 19 Dec 2023
964 points (98.9% liked)
Lemmy Shitpost
27207 readers
6737 users here now
Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.
Anything and everything goes. Memes, Jokes, Vents and Banter. Though we still have to comply with lemmy.world instance rules. So behave!
Rules:
1. Be Respectful
Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.
Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.
...
2. No Illegal Content
Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.
That means:
-No promoting violence/threats against any individuals
-No CSA content or Revenge Porn
-No sharing private/personal information (Doxxing)
...
3. No Spam
Posting the same post, no matter the intent is against the rules.
-If you have posted content, please refrain from re-posting said content within this community.
-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.
-No posting Scams/Advertisements/Phishing Links/IP Grabbers
-No Bots, Bots will be banned from the community.
...
4. No Porn/Explicit
Content
-Do not post explicit content. Lemmy.World is not the instance for NSFW content.
-Do not post Gore or Shock Content.
...
5. No Enciting Harassment,
Brigading, Doxxing or Witch Hunts
-Do not Brigade other Communities
-No calls to action against other communities/users within Lemmy or outside of Lemmy.
-No Witch Hunts against users/communities.
-No content that harasses members within or outside of the community.
...
6. NSFW should be behind NSFW tags.
-Content that is NSFW should be behind NSFW tags.
-Content that might be distressing should be kept behind NSFW tags.
...
If you see content that is a breach of the rules, please flag and report the comment and a moderator will take action where they can.
Also check out:
Partnered Communities:
1.Memes
10.LinuxMemes (Linux themed memes)
Reach out to
All communities included on the sidebar are to be made in compliance with the instance rules. Striker
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
As someone who was 24 at the time, and probably the perfect age to buy one if it was my parents' generation, I was nowhere near ready to buy a house still... honestly, 23-30 were the best years of my life, then I got married and brought one in 2014, which was still semi decent to buy at the time. It was super hard, though, and I have no idea how all these people today are somehow paying above asking price in cash or getting mortgages paying crazy amounts over asking with these interest rates! Either I did things completely wrong in life or these bad decisions people are making today will come full circle a few years from now.
My wife and I just cancelled buying a home because we took a step back and realized that $2700 for living in a house is crazy. And of course the mortgage company is telling us we can afford it. After expenses, we would have no room left to budget for starting a family. Especially with medical care costs. I'm not sure how we're gonna make it work unless prices come down significantly.
2700 is a lot. But if your lender thinks you can handle it, that means you have *some *deposable income. I think you shouldn't buy a house, but invest some in the SP500 or some government bonds. Putting money away for your future greatly helps you grow some equality.