this post was submitted on 10 Dec 2024
54 points (93.5% liked)

Casual Conversation

1734 readers
485 users here now

Share a story, ask a question, or start a conversation about (almost) anything you desire. Maybe you'll make some friends in the process.


RULES

Casual conversation communities:

Related discussion-focused communities

founded 2 years ago
MODERATORS
 

So UHC came to my job to pitch their plans for the employer health insurance. They wanted something like $1400/mo and I guess enough people complained because a new email just came up for $1000/mo.

For family plans

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 8 points 1 day ago (3 children)

Not American, but isn't that a lot?

[–] [email protected] 14 points 1 day ago* (last edited 1 day ago) (1 children)

About standard for a family plan unfortunately. And that's just the premium. You still have a ~$5000 deductible to meet before they start fucking you without lube

[–] [email protected] 3 points 1 day ago

Yeah and they're not gentle lol.

[–] [email protected] 8 points 1 day ago (2 children)

I'm at about $600 for my wife and I. And still have a too large of a deductable, co-pays for Dr and prescriptions. Fuck the US health system.

[–] Semi_Hemi_Demigod 4 points 1 day ago (1 children)

$683 a month for me and my kids. And that’s less than half the total cost, which my employer pays.

Thankfully it’s such a small company everyone has the same insurance plan so it’s really good insurance.

[–] [email protected] 5 points 1 day ago

Before Medicare, I paid $1500 for a mid-tier Kaiser plan. It had a $6000 annual deductible which I kept in a tax deductible Health Savings Account. For the most part, I paid for routine stuff like vaccinations, yearly checkup and bloodwork, meds like statins, and a bid discount on stuff from their pharmacy. With Medicare, I pay $185 to the US Government and $199 to Kaiser for their Advantage plan.

[–] [email protected] 2 points 1 day ago (1 children)

I only have my wife and I covered in my employer insurance plan and it's about $80 biweekly. And I have the highest coverage. I'm Canadian.

My wife and I are both healthy and middle ages but that sounds ridiculously expensive.

[–] idiomaddict 1 points 1 day ago

When I lived in the US, I was in my 20s and had no healthcare needs, with the exceptions of birth control, an off brand adhd medication, and regular appointments to get the latter prescription. I paid $13k a year for health insurance, for which I had to pay for the first $3k of my medical bills every year.

[–] InternetCitizen2 5 points 1 day ago (1 children)

If you're a brokie, yes goes to cry in broke

Im lucky im single with no family. So my plan is actually kinda okay at $130/mo

[–] [email protected] 1 points 1 day ago (2 children)

Canadian here. I have around $160/month for my plan. That doesn't sound so bad.