Unpopular Opinion
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I think some stuff is on the person themselves as well to be honest. The one I hear a lot is about “School should have taught us about taxes”. Except that school probably did teach you, it taught reading, maths, and general research (Google) skills.
The tax code changes all the time so it would be pointless to teach you about it 5-10 years before you’ll actually be doing it.
Plus the people I’ve heard this from in my own life, have been people that I know would not have paid attention to it in school anyway
Okay, I can kind of sort of get behind you on this but, there should be at least like a basic civics class that covers the general topics that you are likely to encounter as a functioning adult in society.
My mom let me do our taxes when I was 13.
She then reviewed what I had done, helping me along the way of course, and pointed out some things that I had missed.
When I was 14 I got to do them again, and she reviewed them and noted that I had done them very well. I have never had any issues doing my taxes as an adult and I've never paid a preparer to do my taxes for me.
This simple experiment has saved me several hundred dollars if not several thousand dollars over my life.
And it was literally easier for her because she had to do less work.
So I agree with the original poster that parents should be responsible for teaching their children all of the things that school will not teach them, and I also agree with you that it's not that much to expect people to learn these things for themselves.
But, I also have to throw in the fact that I have always been an exceptional learner, and so I can't compare my own experiences with that of the average because I don't know how much my innate thirst for knowledge has biased me towards competence in this area above that of my peers.
My dad did the same thing with me. It was obviously very helpful, but it’s not like there isn’t an obvious prerequisite.
Not everyone’s parents are financially competent nor will they have the time to successfully coordinate an effort like that on top of everything else they might be required to do.
Additionally, what function do we expect of school? Is it to equalise, for young adults, those opportunities normally limited by education? Then it should teach those things which are important that not everyone’s parents are capable of teaching.
The other point is that school is the main temporal and logistical barrier to actually teaching your children as a parent. Between work and school and the other bureaucratic necessities of life, there isn’t always significant time a parent can spend with their child.