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Awesome seeing this all go to long term payers and public service workers!! Helping loyal citizens is exactly why we institute a governing body
I mean...
This program has existed for decades...
It's just the government put loan servicers in charge of it. You know, the people with a financial incentive to not forgive any loans.
So through intentional and wilfully incompetence, they just weren't forgiving loans they should have.
The people getting forgiveness today, should have gotten it a long time ago, and the government is still paying the inflated costs so the servicers are still getting more than they should. And there are a lot more that have fulfilled their obligations but don't have forgiveness yet.
Is finally doing what we should have done a long time ago better that not doing it?
Absolutely.
However acting like this is progress and something new that people are getting isn't really correct.
I'd hate to see how much of these amounts is interest accumulated after the loan should have already been forgiven.
The government should have ordered back pay from servicers to the borrowers including interest. As well as an investigation and criminal charges if evidence shows they were intentionally failing to forgive loans intentionally. And the government should be returned any funds they paid these servicers to operate PSLF.
We can be happy the bare minimum was done for some people, but we shouldn't stop asking for what we deserve
Love this idea
Funny you mention exactly what I tell folks who push back against this - these programs already existed and have for awhile. They're good programs designed to help justify people entering the public sector as opposed to everyone starting a private for-profit practice!
Even doing it for private workers would be good for everyone
No one takes out tens of thousands of dollars in debt for shits and giggles, even 18 year old kids.
Some take more than they should and spend it on stupid stuff, but I've just never seen any situation where any type of means testing has been beneficial.
Especially as I'm getting older and what's been happening the last couple years, I'm all about my taxes funding America's education and future economic prosperity rather than funding another countries genocide, tax breaks for the wealthy, or bailouts to failing industries.
Anyone that's played grand strategy games knows education pays off dividends in the future, and I sure as hell want the generations running shit when I'm old and feeble to be well educated.
So ... it quite literally is progress. Not enough progress, but progress none-the-less.
Doesn't have the same ring as:
I know, dude. I agree with you that it's not enough, and the media needs to do better. I'm just saying let's give him due credit for what he has done, because the opposition will almost certainly regress if given the chance.
Always one person to complain about anything.