In America, people may have to pay over $1000 a month for health insurance, which may or may not even cover all their medical needs. People still need Bank accounts; cities are built without public transportation so vehicles are required just for the ability to feed and clothe yourself. This isn't a "consumer" issue, this is a systemic structures of our civilization issue, where the needs of the many are less of a concern to politicians than the loudest voices of the few.
Nevermind lobbyists writing laws wholesale; supply chain management systems owned end to end by single companies; and Wall Street / vulture capitalists destroying companies (and lately hospitals!?!) to extract their wealth.
We need to structure civilization so that Money isn't the only, single end goal of all endeavors; and we need to ensure that Greed is kept in check.
Poverty exists not because we can't feed the poor, but because we can't satisfy the rich.
Animal Well is like, 40Mb