bitflag

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[–] bitflag 2 points 15 hours ago* (last edited 15 hours ago)

Le budget régional qui met la gauche en émois : Pays-de-la-Loire : plus de 500 artistes et professionnels de la culture se mobilisent contre les sévères coupes budgétaires

C'est un budget de 2 milliards et une économie... de 82 millions. Le pays n'est pas prêt...

 
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submitted 1 week ago* (last edited 1 week ago) by bitflag to c/neofrance
[–] bitflag 1 points 1 week ago* (last edited 1 week ago)

La question est plutôt : est-ce qu’il est normal que le taux d’imposition global (IR, TVA, CSG, etc…) s’effondre complètement pour les personnes qui font parties des 1% ?

Ben non justement, il s'effondre pas pour le top 1% (voir page 6). Pour voir un début de régressivité fiscale faut débuter aux 0,1% voire 0,01%. Et encore, uniquement si on regarde le "revenu économique" qui mélange entreprise et revenus personnels, et qu'on considère que cotiser pour sa retraite est un "impôt" et pas une forme d'épargne forcée (puisque ça sera récupéré plus tard sous forme de rente)

Ce que l'auteur dit c'est que la "cible" du top 1% est mauvaise, c'est essentiellement le même groupe socio-économique que le top 10%. Comme il le dit, y'a plus d'écart entre Arnault et Bolloré qu'entre le top 1% et le top 10%.

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submitted 1 week ago by bitflag to c/neofrance
[–] bitflag 2 points 4 weeks ago (1 children)

Let me give you an overly simplified example. You are in a property market where rental yield is 3% (happens in some cities)

You could put a million dollar into buying a house and save $30k in rent every year

or

You could rent a million dollar house for $30k, and invest your million dollar in the market at 7%, returning $70k per year

Obviously this gets more complicated with mortgages, taxes, maintenance, interest rates, etc. but the gist of it is that owning your home always comes with an opportunity cost, every dollar of house equity is a dollar that isn't invested somewhere else. Depending on circumstances, renting might be the most economical choice.

[–] bitflag 1 points 4 weeks ago

Le phénomène est puissant chez les sympathisants de La France insoumise (LFI), dont 20 % jugent souhaitable le départ des Juifs – contre 15 % chez ceux du Rassemblement national.

Plus troublant encore : un quart d'entre eux confessent leur « sympathie » pour le Hamas, et 40 % refusent de qualifier l'organisation de « terroriste ».

[–] bitflag 3 points 1 month ago (4 children)

What you forget is the cost of opportunity: the money that is stuck in a house is money that would yield income if it was invested somewhere else. Long term stock markets typically return 7%+, while rental return (or the rent you save by buying) can be anywhere from 3 to 7% depending on market, minus maintenance and other holding costs.

So there's no fast and hard guarantee that owning or renting is best - you need to run a proper simulation with the right parametres taking everything into account. In markets with low rental returns, renting is typically optimal.

[–] bitflag 8 points 1 month ago (10 children)

Maintenance cost and property taxes too though.

[–] bitflag 12 points 1 month ago (1 children)

What happened to the French speaking African countries?

[–] bitflag 2 points 1 month ago (1 children)

It's coming from the Ukrainian war cutting off gas supplies and the French nuclear park having some higher than usual downtimes due to maintenance issues.

[–] bitflag 1 points 1 month ago

Et oui le temps passe ! C'est l'heure de ressortir le calendrier de l'avant, Mariah Carey, les guirlandes et les boules et le préavis de grève de la SNCF.

[–] bitflag 0 points 1 month ago (1 children)

if “someone is wrong on this Internet” is more important to you

If you think misinformation and propaganda is "someone being wrong on the internet" you are clearly a lost cause. Hope you enjoy the troll farms!

$5k per person is 30% cheaper than $10k”

Never wrote such a thing. Good strawman.

[–] bitflag -1 points 1 month ago* (last edited 1 month ago) (3 children)

but when you were shown to be wrong about your 30%

You showed nothing. Both the US and Europe mostly rely on making the employer pay, though in Europe it's typically mandatory and sent to a national system rather than the employer deciding by itself (or not) to pay for a private insurer for varying level of coverage. So there's just no way the US employers pay 300% more for a system which is "only" 50% more costly.

(also co-pays are fairly standard everywhere in Europe, to avoid abuses)

So that’s my best guess at your motivation, but please correct me. Why?

My motivation is fighting misinformation. Just because the misinformation comes from the side you support doesn't mean you should ignore it. In this case someone just made up shock numbers to get engagement and clicks, and that's not how you support a sound health care policy.

[–] bitflag 0 points 1 month ago

US GDP is much higher than most (all?) European nations.

And as you accurately pointed out, US population is also higher, and have different costs of living. Which is why we compare countries in % of GDP and not in raw dollars spent nationwide, which would make no sense at all.

The US also has a massive population, which means a much larger insurance pool, which means the risk is spread out over a much larger swathe of people (and ethnicities, lifestyles, etc.).

Doesn't make any difference when you go over a few million people (or possibly much less)

So I’m not going to say this pic is accurate, as I have no actual numbers on this

Well I do, and this pic is clearly bullshit.

Just because you like the message doesn't mean you aren't allowed to point out obvious lies.

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