This is exactly the case. Also, I worked for a credit union at the time, and employees got a 1% discount on interest rates for loans over a 24 months.
JayleneSlide
Liquidity. Buying a car on credit is mostly stupid, but there are cases when it makes some sense. My last car loan was 3.54%. My combined accounts were earning ~8%. Paying cash in that case would be throwing away money. Well, throwing away money on top of wasting it on a car.
You raise a good point on REI. I would trust any of those to not burn down my neighbor's house. I would also trust REI to be able to work on any bike they sell, AND make sure it's actually set up correctly before it goes out the door. At the LBS where my partner works, just about every day, people bring in bikes that would put the fear in you. The "new in box" mail order ebikes can fill a novel just by themselves.
I love what Priority is doing with bikes. It's like they thought "What do bike commuters really need?" And then they built those bikes without letting the MBAs and bean counters getting in their way.
You can get a pretty damn good one in the 1k range, which seems reasonable given the price of batteries.
Avid cyclist here, former community bicycle mechanic, and my partner works in the biggest bike shop in town. There are no good electric bicycles under $2000. This is how houses burn down. Furthermore, shitty mail order bikes are an e-waste scourge.
They are difficult to work on, very frequently use proprietary parts that might be specific to that model year, often have mechanical disc brakes and no-name parts, and have crappy electronics and batteries.
You may love your cheap electric bike. I wish you the best of luck and many happy miles.
We truly are nothing but a bunch of barely evolved monkeys. We're even smart enough to know better, but too stupid to do anything about it. "Hey, that's a brick wall dead ahead." Humanity at large:
I'm okay with the price and range. I am actively averse to the parts and service lock-in, app requirements, subscription-based everything, data privacy issues, and all of the other "modern" bullshit that comes with modern vehicles. I think most people at least implicitly understand that the early gold rush is going to be a bloodbath and that new entrants to the game are going to sputter and trip on things that other companies have been doing for decades.
I'd buy an electric motorcycle today if it didn't have an app requirement to get full power and level 3 charging, didn't have any subscription bullshit, was entirely designed to be worked on by anyone with basic tools and knowledge, had user-swappable batteries, and had a strong data privacy policy.
So yeah, lots of niche players are going to die, and most of them absolutely deserve it.
LOL. "I am disinterested in doing [a thing] that I don't have to do."
"Hurr hurr, ur pathetic."
Good fucking christ, this person isn't into building computers. The opinion expressed is utterly harmless and their personal preference. You are free to build all the computers you want.
Its literally easier than most lego sets these days.
Oh, yeah, anything can be super easy for people are interested in and experienced with doing that thing.
Building a computer properly is way more than "plugging parts into marked slots," and your comment is disingenuous at best. RAM timings, socket types, cooling selection, power supply selection, wire routing and dressing, version/generation conflicts, Red vs Blue, will the GPU even fit in this computer case, counterfeit parts... And this is all before the thing is plugged in.
Gout. Gout is the biggest hammer in my toolbox. And I found this thumb-detector the hard way.
I love to drink, and I drink like the sailor I am. I steadily cut back the frequency and volume of my drinking as I aged, primarily because I don't drink swill, and that gets expensive quickly. Also, what I like to drink can be tricky to find and/or seasonal, so that was always a natural limiter on my drinking. And finally, it was getting harder to stay fit, so that further limited my drinking.
Last week though, I woke up in the middle of the night in excruciating pain. My entire foot was on fire. I have a high pain tolerance, but this is up there with stuff like tearing my plantar fascia and sepsis. I couldn't even move my foot if I wanted; the joints refused to respond to commands. Digging into the medical literature, this is one of the more painful things that can happen to the body, however still not in appendicitis and kidney stone territory. My neighbor has gout, and she said her "mild" case far exceeds the pain of childbirth. 0_0
I couldn't walk (still can't). Laying down caused my foot to throb. The pain at night is so bad that I couldn't sleep, even with prescription-only anti-inflammatories and opiates. And I eliminate anything that messes with my sleep.
If you don't have gout, count yourself lucky. Alcohol is hugely inflammatory, but I thought I was in good stead. With this first gout flare, I completely stopped drinking instantly. I can deal with pain, but when my joints refuse to work, that's the kind of thing that gets in the way of living and sailing. And I live on my boat.
In the US, medical care is a joke even with health insurance. But for the love of your body and sanity, get your blood markers checked in an annual physical! You really don't want to experience gout, and you really, really don't want to find out the hard way you have it.
Be graceful to yourselves fellow non-drinkers. And thank you for being here today.
They really can. And you should know your rights. The death industry is slimy AF, about on par with timeshares. My late mother-in-law was Lisa Carlson, a pioneer of funeral rights and ethics. If you are going to be dealing with someone's death or planning to die (and you should be prepared), it's important stuff. You don't want to get suckered when you are so emotionally vulnerable, on which the death industry preys. There are a lot of options which the death industry tries very hard to keep hidden from you and lobbies to remove.
https://books.google.com/books/about/Final_Rights.html?id=-qxJEAAAQBAJ
Also: this is the offshoot of Carlson's funeral ethics organization https://funerals.org/
Iโd like to get to a lean 195
0_0 Go get it!
But every time Iโve tried to bulk, I lose ab definition
I believe it was Lyle McDonald (maybe Doug McGuff?) that has a great book (which I can't find now) that dives into body recomposition. One of the main points of the book was the challenges of recomposition is that our bodies have an internal set point for lean mass to subcutaneous fat ratios. It is difficult to change and maintain that set point. Stated another way, as we dial up our muscle mass, our bodies add a commensurate amount of subcu fat.
I THINK you and I talked about it before
Yep, that was us.
Iโve never been to Vegas!
Duuuude. I went for the very first time ten years ago. Holy hell. If I may make some suggestions on a few "don't miss" things:
- Tacos El Gordo: might not fit in your meal plan, but if there's a splurge meal in your vacation, this one is it
- Omega Mart: go prepared to spend at least a few hours exploring
- Greenberg's Deli in NYNY: best Reuben in the country
- Conservatory at Bellagio: always seasonally decorated; the most dramatic time to see it is late at night
- If there are a bunch of splurge meals in your trip: Block 16 and Momofuku in The Cosmopolitan
But ...why does the boat have a sprit and no stay? ๐
But seriously, thank you for sharing. What are the dots on the paper? Is this one of the digitizing sketchbooks?