If your income is low enough. I make $3/hr above minimum wage in my state. I make too much to qualify for Medicaid, so I was redirected to the marketplace.
Cheapest plan when I checked less than a month ago was $275/month with a $10,000 deductible that had to be met, prescriptions were only covered like 50% until you hit the deductible, doctor's visits and tests were 60% on me until I hit the deductible, none of my doctors were in their network, and it was a shit plan.
The best "budget" plan I could find was about $400/month, doctor's visits were $50, tests were split 50/50, prescriptions were 60% covered but only until the deductible of $7,000 was reached, then it was 100%, oh, and still none of my doctors were in their network.
So I make $37,000/year before taxes, and I'm expected to spend $3,300 to $4,800 annually on insurance that's going to make me spend another $7-$10k before they'll even cover everything. So I have to spend $10,300-$14,800 of my salary that, again, is too high to qualify for Medicaid, for health insurance.
What part of that is easy or so simple that you just get on the marketplace and have free health insurance, yay!! My state caps the Medicaid qualifying salary for a single person with no dependents at like $19,000/year. So should I just go knock up a few women and pump out a couple kids? Cause then I'd fucking qualify for Medicaid on my current salary, and maybe I could visit a fucking dentist for the first time in 6 fucking years.
Edit: Oh, and those monthly insurance costs were after the reductions you mentioned, that's what I'd have paid with help from the government. If Obamacare works for some people, I'm glad, but it leaves a lot of us out in the fucking cold and I'm tired of hearing that it's just so goddamn easy to get free health insurance in this fucking Third World country we call America.
Deus vult!