It's not a service you pay for. It's part of your phone's operating system. If you're using a vanilla version of Android or iOS, it's a standard feature.
Android
DROID DOES
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Technically, if you have taken out a contract on your phone and are paying it off. Its not your phone. until it's paid off. And its not your data, the carrier can set the terms of what its used for since you are technically borrowing it from them and paying for your use at the end of each month.
At least im pretty sure thats how it works
Edit: why is this getting downvoted? Is this not how it works? Would no one care to correct me?
It's fairly straightforward to do this on a Raspberry Pi. You connect the pi to the internet via ethernet or wireless and then follow the instructions for creating a wireless access point.
Hotspot is usually included in specific plans. If you are prepaid you do have to pay extra for it.
Am I the only one not living under a fucking rock?
Why would you run such a gimped operating system on a device in your own house? Or like... can't you just get a phone with a normal system? Why does the ISP even have a say in this? Or do you have to pay them to use your own toilet too? Because that is equally as absurd