this post was submitted on 01 Jan 2025
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Late Stage Capitalism

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[–] [email protected] 254 points 3 weeks ago (12 children)

For every denial of claim, the burden of proof should be on the insurance company. The assumption should be, if a doctor ordered it, it was necessary.

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[–] [email protected] 144 points 3 weeks ago (26 children)

That's because they know the patient is going to die and it will be cheaper for them that way.

[–] K1nsey6 116 points 3 weeks ago (2 children)

Their actions will ensure the patient dies.

[–] [email protected] 64 points 3 weeks ago

That's how they know

[–] [email protected] 9 points 3 weeks ago (2 children)

No it won't. Hospitals are required to provide life saving care until the patient is stable regardless of insurance.

[–] [email protected] 30 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

That's different from preventing death. Trying to stabilise a terminal cancer patient is significantly different from treating it before it becomes terminal, being in a coma might not be immediately live threatening but removing the patient from the hospital until it becomes so can remove any chance of recovery. And even if you survive, if you only get treatment when it's already a life or death situation the outcomes can be much worse.

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[–] [email protected] 31 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

This is the reason I believe every health insurance plan should also include life insurance from the same company. You need to give those assholes an incentive to keep me alive and healthy.

[–] [email protected] 39 points 3 weeks ago (2 children)

No, then you would just get the equivalent of your car being totaled. If it costs more to fix your body than it does to pay out the life insurance, they will let you die and pay the life insurance.

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[–] HowManyNimons 118 points 3 weeks ago
[–] [email protected] 113 points 3 weeks ago

Just because it is legal doesn't mean it shouldn't be punishable.

[–] [email protected] 79 points 3 weeks ago (1 children)

United Health Care Executive Ghouls: We can prove that this isn't medically necessary because if they turn off the life support then the patient will stop suffering from the described symptoms.

I'm like 90% sure that health insurance executives are undead creatures that feed on the death and suffering of their "customers."

[–] Narauko 18 points 3 weeks ago (2 children)

Have we checked that the CEO is still/actually dead, and isn't just an undead playing possum?

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[–] FlyingSquid 43 points 3 weeks ago (2 children)

I just was amazed at myself when I said, "oh thank god," when my wife told me her health insurance would be switching from UHC to Anthem in January. Like no, no thank god, it's still horrible.

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[–] PunnyName 38 points 3 weeks ago (2 children)
[–] [email protected] 25 points 3 weeks ago (1 children)
[–] WindyRebel 15 points 2 weeks ago (1 children)

We are all domestic Luigis?

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[–] in4aPenny 15 points 2 weeks ago

I am Luigi.

[–] UncleGrandPa 33 points 3 weeks ago

Translation from English to insurospeak..... "Wait, she'll die soon and the problem will be solved"

[–] jaggedrobotpubes 31 points 3 weeks ago (5 children)

I know we hate it and they've really done and will still do some deeply fucked up shit, but man...maga is anti-establishment like the left. I'd rather have a class war than a civil war.

A class war could mayyyyyyybe have a constructive resolution. But a civil war? 0% chance. None.

I don't want either at all but for Christ's sake at least have it over the right thing if you're gonna have one.

[–] K1nsey6 26 points 3 weeks ago (1 children)

MAGA, whether it's regular or Blue, isnt anti establishment. They fully support their own versions of establishment, and both defend the status quo. There will be no form of civil war among the citizens, but they will keep us divided with meaningless culture war bullshit because it doesn't threaten their positions of power.

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[–] monkeyslikebananas2 18 points 3 weeks ago

What civil war though? There are no possible civil or geographic divisions. A class and culture war are the only possible ways out of this mess.

I am on the side where we destroy the culture of greed and eat the rich.

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[–] [email protected] 24 points 2 weeks ago (2 children)

But if they make you stop, and prove, and justify something obvious. Maybe the patient will die before you can order more expensive services. Think of how much money they could say if if their patients die when they're in the hospital before running up a bill!!!

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[–] BananaTrifleViolin 23 points 3 weeks ago

"United Healthcare - healing health care, by turning off ventilators one by one"

[–] [email protected] 23 points 3 weeks ago (1 children)

They don't learn, do they?

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[–] kamen 20 points 3 weeks ago (1 children)

Yet another time I'm happy I haven't ever set foot in the US.

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[–] DizzoMyNizzo 17 points 3 weeks ago

Burn it to the ground. All of it.

[–] j4k3 14 points 3 weeks ago

Too many board members still holding down that company.

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