Ask Lemmy

27072 readers

3543 users here now

A Fediverse community for open-ended, thought provoking questions

Please don't post about US Politics. If you need to do this, try [email protected]

Rules: (interactive)

1) Be nice and; have fun

Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them

2) All posts must end with a '?'

This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?

3) No spam

Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.

4) NSFW is okay, within reason

Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected]. NSFW comments should be restricted to posts tagged [NSFW].

5) This is not a support community.

It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.

Reminder: The terms of service apply here too.

Partnered Communities:

Logo design credit goes to: tubbadu

founded 1 year ago

MODERATORS

Can you buy travel insurance (before leaving home) for one leg of a journey, where that leg takes place after visiting another country first? (self.asklemmy)

submitted 7 months ago* (last edited 7 months ago) by jimmycrackcrack to c/asklemmy

7 comments fedilink hide all child comments

Planning a trip to 2 countries. Want to buy travel insurance for the leg of the trip taking place in the second country, after the first.

As far as I understand, this should be fine, I specify the dates of the trip to the insurance company from the day I arrive in the 2nd country to the day I leave it and if need be I'll be able provide proof that I was there (boarding passes, tickets, passport stamps) if needing to make a claim. I'd also buy the insurance prior to leaving my home country, which I know is important. It all sounds theoretically fine but I'm just worried there's going to be some unexpected gotcha in doing this.

Obviously this will depend on the fine print of my specific chosen insurance and I'm reading through all 100+ pages of it, but nevertheless the ability for this to somehow contravene something in a counterintuitive or unexpected manner even if I don't see it explicitly spelled out worries me given how tricky insurance companies can be and I wondered if this was something generally known to be a problem.

UPDATE: called the insurance company I was considering. They said there was no problem with this, as long as I bought the insurance prior to leaving my home country, which was always the plan anyway. Otherwise, it doesn't matter if the 'journey' as they define it begins after departing from a different country to my home country.

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 7 points 7 months ago (4 children)

Most insurance policies will require that the insured trip begins in your home country. (Not that you bought it there) There was a news story about this recently.

Can you not extend your initial insurance? I would really recommend having a chat with a person at one of the insurance companies.

[–] jimmycrackcrack 1 points 7 months ago

Thank you. I guess such a chat would be in order. That's a shame. So far the full contract is only taking pains to point out that the insurance has to be purchased before we leave our home country but I'm definitely concerned that there is also a hidden requirement to begin the journey by departing the home country.

load more comments (3 replies)