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Bear in mind that guaranteed insurance isn't the balm you may think it is. Insurance companies make substantial profit off of denying claims. The USA will continue to have worst-in-show health care until/unless we get rid of private health insurance entirely.
I totally agree. In another portion of this thread I talk about how unethical it is that healthcare professionals have to argue/plead with profit-motivated insurance companies to be allowed to properly care for their patients. For what it's worth, it may be that hybrid systems (public and private with universal guaranteed coverage) work best - e.g. Germany and Singapore. The very simplistic TL:DR is that private is allowed to exist as additions to universal public, but is regulated by the government and must make profit within the bounds of those regulations (as opposed to free market maximized profit). Everyone is guaranteed excellent care via very careful government intervention/standards. It's hard to get right, but can result in private efficiency at public prices.