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I'm currently selling my house because I can't afford it anymore. When I bought the house I made sure it was 20% below my income. Mortgage went up $600 this year along with everything else I got robbed of home ownership. I worked tirelessly to buy the house and now being forced to sell I feel absolutely defeated....
I'm curious as to why you weren't in a fixed rate mortgage.
Maybe it's tax and insurance increases. That's what I'm seeing.
I'm at a fixed rate and my mortgage went up by $1200 a month. Mostly due to taxes increasing so drastically. They didn't forecast the increase being so much so that caused problems in itself.
I'm calling bs. Post the numbers cuz this is laughable unless you have an ARM
This happens though. Property values increase around you and suddenly grand dad’s pension won’t cover land taxes.
Only place I’ve hear this happening so drastically is in Cali.
Nope. In California property taxes only go up when the property is sold. You will be taxed based on the sale price of your home as long as you own it. This is the result of a law (voter initiative?) passed a long time ago.
Yeah, hard agree with you. Median tax per year is $2000-$6000, depending on state. There's no room for a $1200 per month increase in there unless you live in a house way above median.
The only way I see those numbers working out is if the house's tax assessment increased in value by a million dollars in a single year.