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I found out one of my 22-y-o coworkers, with no accident history or the like, pays as much quarterly as I do annually for car insurance.
It's just nuts. Used vehicle prices are through the roof in no small part because new vehicles are now ABSURDLY big and expensive.
AAA is now rating the cost of a new car to be something like $0.50-$1 per mile to operate. Or an average of $12k per year. When you carefully do the math, a lot of people are finding that the rideshares aren't much more expensive -- plus now they don't need to deal with the non-monetary costs of car ownership (maintenance, parking, fear of accident/theft, etc). And you can get blackout drunk to try and tune out the chaos of a dying planet and still be able to get home.
Not to mention car accidents are still, last I checked, the main killer of young people.
This is why I think owning a self driving car won't be a thing. Uber and such will just have a fleet driving around all day
Yep, and the technology to operate that fleet is only 5 years away. Just like it has been for the last 15.
Anything to make communities think it is safe to refuse to invest in any other transportation mode.
They're also 22. Are they also male? I'm on insurance with my mom (a 50 year old woman) and even then when I hit 25 my insurance dropped like 15%. Insurance has always been expensive as hell for men, women don't get quite as screwed.