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Programs should be universal. Way easier (and less expensive) to implement that way. If we don't want high earners getting benefits we can claw it back in taxes. I would rather a handful of millionaires get an extra benefit than have vulnerable people who need help fall through the cracks because of means testing.
I also think means-testing serves mostly to create resentment instead of a society that we are all bought into and able to reap the benefits of.
That's definitely the goal. And especially for stuff like this, Jeff Bezos' kids don't need to take out loans to begin with. You're just punishing kids from modest means that against all odds got that education and parlayed that into a higher paying jobs, and you're going to hold them back compared to their peers from a wealthy background because they managed to break out of their class against all odds.
Never mind that they're probably using that higher income to support their poorer parents/siblings and probably have some other debts and costs due to growing up not wealthy (stuff like having to pay rent instead of having property in the family).
Yeah, I hear you. You’ve all changed my mind, good points around!