535
TurboTax Parent Company’s Latest Argument Against Free Tax Filing: It Will Harm Black Taxpayers
(www.propublica.org)
this post was submitted on 25 Sep 2023
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politics
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What's the issue with Venmo and cashapp?
In other countries the government has an app thats free and plays that role. Instead of a corporation trying to make money.
You're talking about countries that have state banks? Like who?
Its not a bank, the government covers the same service Meta, or Venmo does here with electronic payments from your phone. Its like free wire transfers for everyone. It helps people spend and move money.
In the Eurozone private banks simply have to facilitate wire transfers to other accounts free of charge and instantly. People do it through their bank's app or website, usually. This is regulated through the SEPA.
As for taxes, I do it in a few minutes through the free government-provided online portal.
Then again, you probably don't have to sign so many Datenschutzerklärungen...
WTF free transfers?
Good for them, man. That's awesome.
Yeah, anything without free regular transfers (2/3 days of delay at most) and at least 1 debit card won't get customers.
Then there's Bizum here too (Spain), which a system used by all the banks to be able to send money to someone through their mobile phone, without knowing their bank account. We use it in outings where 1 pays for all and then we divide the receipts and just instant transfer whatever each one ate.
Some businesses are starting to use Bizum too to avoid the cut Visa and other card carriers take.
Oh wait. The US has fees if you transfer immediately. Outside of 2-3 days is free. I thought you guys were saying the immediate transfers are free.
Sorry for the late message but we don't really use regular transfers for outings, we use the bizum system, which I think that is a Spain only thing, where the app of every bank has some sort of panel where you can send money to people on your contacts based on their phone number if they have it registered, and you send the money to their bank account without knowing their IBAN or anything.
That's pretty cool. So it's basically Venmo, but government backed? Pretty handy.
India's UPI. I am American, so I have only read about these systems online. I also could be wrong about the intended use case per country. China has one, too. Apparently the Bahamas also has one.
My beef is that they want to act like banks, but with none of the oversight and regulations of an actual bank. Ever had a real problem with PayPal? Say what you want about the banking industry, but I can get a real US -based person on the phone within 10 minutes to help me solve my problem.
First of all. Primus sucks! and I should have taken your name.
On the subject, didn't PayPal get hit with regulations finally or did I make that up in my head?
Very true about actually getting in contact with someone. The best you can do is chat support, and I've been through that just to change my phone number with them cuz the app glitched out on me. Took two weeks to get it changed.