this post was submitted on 14 Jan 2025
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Presumably they pay more into the government insurance if they have more to insure. Like we do today with normal insurance. You just call it taxes since you can't opt out. Which is fine because there are laws already saying you can't opt out.
The issue is just with middlemen being incentivized to deny claims to increase profits. With government running it, there's no profit motive so that is fixed.
Except at some point a politician would look at the big pot of gold and decide that its a good source of money to fund their new political project. So the insurance reserve becomes a normal part of the state budget. Then the fire happens and to offset the huge hole in the budget, social services and schools are shut down.
Just because it is state run doesn't mean a rich person wouldn't misuse it to enrich themselves and fuck over poor people.
Sure. But it's still better than what we have